Wednesday, December 17, 2008

My Ten Comandments for 2009



I'm keeping it simple for next year, these are My Ten Comandments for 2009.

1. Get more exercise: OK This is on my list every year since high school but next year I will add a dance class or trip to my neighborhood gym at least twice a week to coincide with my in home work outs. I think the combination of getting out to be with other people and exercising will do me much good in 09.

2. Give Thanks: There are a few people in my sphere that are devout referrers I will say big Thank yous to these sincere people that thoughtfully pass on my name to those looking to buy or sell in Hampton Roads.

3. Watch what I eat and feed my family: I have always looked out for myself but I do not often police my families eating habits. I will buy more fruit and replace the junk food in the cabinets with healthy snacks. And my girls will be forced to eat more veggies this year. Except for the holidays, birthdays, and occasional big Sunday meal My family is going on a meal makeover like it or not.

4. Social Time: I have a great group of friends that I will vow to hang out with much more. I am not a social phone talker but I will try to keep in touch with my girlfriends more.

5. Romance: I will make time for my husband and find many fun activities that will bring us together.

6. Business Plan: I will follow my 08 business plan and tweak the areas that were weak and get stronger with the areas that work.

7. Advertising and Marketing: I will cut what doesn't work and is a waste of money and focus my efforts on the areas that yield the greatest return for the dollar.

8. Family: I vow to spend more time with my kids and do a variety of fun activities and be on them like white on rice when it comes to school work and behavior.

9. Blog: I promise to Blog and entertain social networking like a crazy person. You will fine me on all the favorites tweeting, poking, blogging, and posting.

10. Dont forget to Rest and take a breath: I will take time off, take time to relax, and sleep.

The Hampton Roads Real Estate Lady!

Dee Dee Jones

Wainwright Real Estate

4098 Foxwood Dr

Virginia Beach, VA 23462

http://DJonesSellsHomes.com

Wednesday, December 3, 2008

Thank goodness for real estate referrals!



Thank you to all of you who referred me business in 2008!

Even though the market has slowed down and its a serious buyers market, your referrals has help make this a record year for me. It was not the thousands I wasted on marketing this year but the kindness from those of you who referred me business that kept me busy this year till the end. As you know I am very appreciative and will always thank you for your referrals. THANK YOU, Thank you and yes I still belong to the relocation network and remember I can help you, your friends, or family locate good agents nationwide. Do not forget about me as your trusted real estate source and I look forward to helping many more in 2009.


Dee Dee Jones The Hampton Roads Real Estate Lady

Wainwright Real Estate

ddjones35@gmail.com

http://DJonesSellsHomes.com

757-831-8294

Wednesday, November 26, 2008

Crazy Thanksgiving stories

My craziest memory of Thanksgiving was when I was about 7 a turkey jumped over our back fence it came out of no where. It was a month before Thanksgiving and my step dad ran in the garage and ran out back hollering that's Thanksgiving dinner, he chased the turkey around with a machete like something out of a movie then the turkey jumped the fence and got away by an inch. It was so odd we laughed for months.

I think we ended up eating KFC that year. And I remember my dad fussing for months about how many different ways he would of cooked that turkey. I guess it was a big deal because he didnt want to buy one.

Whats your craziest Thanksgiving?



Dee Dee Jones

Wainwright Real Estate

http://DJonesSellsHomes.com

Buy or Sell with The Hampton Roads Real Estate Lady

Tuesday, November 18, 2008

Cure if your feeling Down!

If you are feeling down today for any reason at all then I guarantee I can cheer you up, just click this link, and I guarantee you will smile and laugh for at least 5 minutes. I found this today on 105.3FM radio station it is a MUST SEE!

It left me breathless and laughing! Tell me what you think!

Dee Dee Jones

Wainwright Real Estate

DJonesSellsHomes.com

Friday, November 14, 2008

Different kinds of insurance

Someone just emailed me to ask about the differences in insurance.

Let me clarify when buying a home there are many different kinds of insurance.

1. Hazard/Fire Insurance -required to have, protects you for fire and wind, extra coverages can be added as needed or required, flood, earthquake, upgraded coverages,etc.... Paid in your monthly payment on VA, FHA, and most less than 25% down LTV Conv loans.

2. PMI/with MIP- Private Mortgage Insurance- Required on CONV and FHA Loans usually where the buyer puts down less than 20% -its purpose is to help the lender if the buyer defaults on the loan-the premium is charged in to the monthly payment until the home has about 78%-80% equity and then it goes away. MIP-Mortgage insurance premium is the set up fee for the PMI paid with closing cost or financed in to the total loan. You can talk to lenders about split loans 80/20, 80/10/10, to help avoid paying PMI AND MIP

3. Mortgage Protection Insurance MPI- Is optional usually can set this policy up after you have closed on the home. This insurance will pay off balance of mortgage in case of deaf. Check with your mortgage provider to see what company they would recommend.

For help finding an insurance providers in the Hampton Roads Area give me a call,

Dee Dee Jones

Wainwright Real Estate

http://DJonesSellsHomes.com

The Hampton Roads real Estate Lady

Friday, November 7, 2008

Jordan Bridge Portsmouth closes

Today is the last day for commuters to use the Jordan Bridge in Portsmouth to Chesapeake. 7,000 plus people will have to take an alternate route. This means more traffic in the Portsmouth Tunnel and on S. Military Highway. For those of you that work at the Portsmouth Naval Hospital, Portsmouth Shipyard, Downtown Portsmouth, or Coast Guard Bases this will be a new headache for you. I feel your pain!!!

For those of you considering buying in Portsmouth, if you work in the area you will not be effected but for those who work in Virginia Beach, Chesapeake, or Norfolk. You may need to reconsider. According to the pilot online, "The real traffic nightmare could begin in July, when a project to replace the Gilmerton Bridge will reduce a section of Military Highway from four to two lanes for 40 months. During that time, peak afternoon backups could grow from 2.1 miles to 3 miles at the Downtown Tunnel and from 2.8 miles to 3.9 miles at the Midtown Tunnel, according to a Hampton Roads Metropolitan Planning Organization analysis. The High-Rise Bridge on Interstate 64 could face 1,400 more vehicles each day." This will inconvenience everyone no matter which side they are on.

Hampton Roads is slowly adding themselves to the traffic nightmare cities list. Along with our many tunnels and bridges the road construction has been very slow. Hopefully, you have a map or navigation system to find the best shortcuts thru the city.

If your relocating to the area and trying to figure out what areas to move to in relationship to the area that you will be working in then contact me and I can help you.

Dee Dee Jones

Wainwright Real Estate

http://DJonesSellsHomes.com

Tuesday, November 4, 2008

Congrats to All Americans!

Congrats to all Americans and Hampton Roads citizens! We did it, we showed up in rare form. In numbers to vote for change on either side of the isle. I voted in Chesapeake, VA and It took me 50 minutes from the time I parked my car, stood in line, voted and came on out. I was disappointed because I was prepared to give my husband the I told you we should have voted absentee speech. I was glad to see large crowds on the news. We can't say are vote did not make a difference because this time it definitely will. I hope next year we will be benefiting from some changes. That's what this is all for. I hope the new policies are implemented, I hope the candidates were not just talk, I hope the Senate and the House hold up there end of the deal so that we can move on to bigger and brighter things as a nation.

Thanks to everyone who voted!

Dee Dee Jones

Wainwright Real Estate

http://DJonesSellsHomes.com

Local Craigslist Scam BEWARE

I'm now a CRAIGSLIST FRAUD Victim! Go Check your listings. I have a home for sale on Craigslist in Virginia Beach, VA that has been copied and rewritten and presented on another ad on craigslist as a rental. The new rental ad has my homes photos and most of my verbiage from the original ad, the contact info is a simple reply email addess set up with my name to a yahoo account I have never had. The rent price is so low anyone would be interested in the property. When you reply to the craigslist ad you get this email below: Beware they are looking to capture your info. I have had the ad flag and contacted craigslist. Go check your ads immediately! THIS IS AMAZINGLY SCARY!!!!!!!!

Hello Dear.


Thanks for the interest in my house. I Mr DeAndrea Jonesown the 3 bedroom Home and i also want you to know that it was due to my transfer that makes me and my wife leave the house so i want to give it out for rent thats why am looking for a responsible person that can take very good care of it,like his or her own.we are not after the money for the rent but we want it to be clean at all time and be taking good care of.

i pray that the person that will rent my house will takes it as if it were his or her own. So for now, We are here in west Africa,Nigeria our new house.we are having all the keys and all vital documents right here with us,we try to look for an agent that we can give this documents to before we left but could not see and also we are as well cautious about not wanting our house be used,any how out of our present that is why we took the keys and all documents along with us.

me and my wife and our 15 years son are presently in West Africa working in an AIDS orphange with missionaries from our church.so i hope you will solicit us to take very good care of the house and maintain it and i will can be rest assured i finally found a caring one to take good care of our house.so get back to me on how you could take care of our house or perhaps experience you have in renting home. Hope you are okay with the price of $800(per month) with hydro,heat laundry facilities,wacher,heat air condition and so on. I am looking forward to hear from you ASAP, below is the application form for you to fill and discuss on how to get the house for rent,

This is the address of the home below.

1012 Torngat Ct City: Virginia Beach State: VA Zip Code: 23454


KINDLY COMFIRM YOUR INTEREST BY FILLING THE FORM BELOW


TENANT RENT APPLICATION FORMFIRST NAME: __________________
MIDDLE NAME: __________________
LAST NAME: __________________
PROFESSION: ________________
PHONE (____) __________ (CELL)
PHONE (____) __________ (WORK)
PHONE (____) __________ (HOME)
MARITAL STATUS: _________
KIDS _____ (YES/NO), HOW MANY ________
PRESENT ADDRESS: ___________________________
CITY: _______________
STATE: ______________
ZIPCODE: ____________
HOW LONG? ___________IF RENTING
WHY ARE YOU LEAVING? _______________________________________________________________________
CURRENT RENT: _______
PREVIOUS ADDRESS: ___________________________
CITY: ________________
STATE: _______________
ZIPCODE: _____________
HOW LONG? ____________ IF RENTING,APARTMENT.
WHY DID YOU LEAVE? _______________________________________________________________________
PREVIOUS RENT: _______
IF THIS APARTMENT IS BEING GIVEN TO YOU,
HOW LONG DO YOU INTEND STAYING? ____________
WHEN DO YOU INTEND MOVING IN? ______________
*PETS*
IF YOU HAVE A PET,
NAME OF PET: ______________
KIND OF PETS: _____________
WEIGHT: ___________________
HABITS
DO YOU SMOKE? ______________
DO YOU DRINK? ______________
DO YOU WORK LATE NIGHT? ___

Looking forward to hear from you with all this details so that i can have it in my file incase of issuing the receipt for you and contacting you.Await your soonest response so that we can discuss on how to get the document and the keys to you,please we are giving you all this base on trust and again i will want you to stick to your words,you know that,we have not seen yet.am only putting everything into Gods hand,so please do not let us down with this our property and God bless you more as you do all this.you can call me on my private phone.+2348033340806 so we can talk on phone.

Regards.

Go CHECK YOUR ADS IMMEDIATELY!!! I have had several people email me from my homes for sale ad asking about this one. I'M just pissed they used my name and I'm Mrs not Mr. and there are a ton of typos...................

Plus my company does not even do property management.

Dee Dee Jones

Wainwright Real Estate

DJonesSellsHomes.com

Tuesday, October 28, 2008

Hampton Roads Foreclosed Properties increase!

Hampton Roads had been lucky so far with a steady flow of sales the foreclosure crisis was not often thought about in this part of Southern, VA. Now Foreclosures in Hampton Roads are on the rise and now a sizeable portion of our Multiple Listing Service MLS inventory. According to the Pilot Online and RealtyTrac-"The number of foreclosure-related notices in Hampton Roads was 922 in September, up 48 percent from August and nearly 352 percent from year-ago levels, according to RealtyTrac, an online foreclosure-monitoring service based in Irvine, Calif". So what does this mean for buyers in Hampton Roads? THERE ARE GREAT HOME BUYING DEALS. The saying buy low and sell high applies. For investors and buyers the time is now. Real Estate cycles and this is that time in the cycle when prices are low. Regular homes for sale by sellers and bank repos can are being discounted thousands and can often be negotiated down even further. Combine this with great interest rates and this is a great buyers market. I can help you find these properties and negotiate a great deal. To search for properties for sale in Hampton Roads Cities which include Virginia Beach, Norfolk, Chesapeake, Portsmouth, Suffolk, Hampton, and Newport News visit http://DJonesSellsHomes.com or contact me today!


Dee Dee Jones


Wainwright Real Estate


HamptonRoadsRealEstateLady.com


ddjones35@gmail.com



Norfolk VA welcomes Obama tonight!

The City of Norfolk will welcome the Democratic Nominee Barack Obama tonight at 9:30pm in the Norfolk Tides Stadium in Harbor Park Downtown. It will be cold but the 12,000 seat stadium is expected to be full. Doors open at 7pm for those of you who want to participate. Admission is Free so its a great way to do something different then watching FOX or CNN. If you live near the Ferry there will be an additional Ferry and Hampton Roads Transit is providing extra buses. Now lets just hope they provide extra voting machines on election day to keep us from having to wait for hours.



November 4th Go Vote no matter what your side!


Dee Dee Jones


Wainwright Real Estate


http://DJonesSellsHomes.com


ddjones35@gmail.com




Tuesday, October 21, 2008

Who is the Real Estate Professional?

Who is the Real Estate Professional?


When you start the process of buying a home you get excited and want to discuss your purchase with Mothers, Fathers, Aunts and Co Workers. Everyone will quickly become an expert and exhibit their opinion. But remember to ask yourself Who is the professional? Is it your Aunt who is a teacher, your brother the police officer, your cousin the hair stylist. No, Its me your Agent! I admit I know its easy to find several friends and family members who have dabbled in the real estate business. Ask those who used to be licensed, Why they didn't stick with it? As a professional real estate agent for 13 years I am no part time, fly by night agent. I know my market, areas, and real estate.



View Deandrea Dee Dee Jones's profile on LinkedIn

And If I don't immediately have the answer I know how to get it. I'm the source of the source for all things Real Estate in Hampton Roads. So remember for all your real estate needs, tips, advice, etc you need to work with me and not your mother, Nurse, or ex boyfriend.


You can read my resume on my website by visiting DJonesSellsHomes.com.


Just ListedIf someone is going to be contributing money to you to buy, living in the new home with you, or on the deed with you then they should attend all appointments to view homes with you and all meetings with the lender. I educate my buyers and sellers on the market, loans, and the complete real estate transaction to ensure that they have the accurate info to make good sound decisions.


Nothing is more confusing then getting wrong info from a non real estate professional. Are you confused by the home buying process and do not know how to get started? Do you want step by step help from beginning to end? Do you want info on the latest mortgage products or need to be pre qualified? Are you new to the area and need Hampton Roads area information? Do you have a home to sell and need advice on how to buy with or without a home sale contingency? Or are you an investor looking for hot deals?


I offer one on one Home Buying and Selling Consultations for Hampton Roads Buyers over the phone or at my office that take 20 minutes or less of your time, you can email me so we can arrange a time to talk.


I look forward to hearing from you: DJonesSells Home ReinYou can Search the Hampton Roads MLS at DJonesSellsHomes.com


Red Carpet: Buyers: FREE Buying Consultation, FREE Transaction Coordination, FREE Tours of Homes, FREE Access to Home Listings, Close on or before December 31st, 08 and receive a FREE 1yr Warranty. Sellers: Let me get your home SOLD for less. Save up to 1% in commission.


I'm The Hampton Roads Real Estate Lady ready to help you!


Deandrea Jones
Wainwright Real Estate
4098 Foxwood Dr
Virginia Beach, VA 23462

email-ddjones35@gmail.com
web- http://www.DJonesSellsHomes.com


Tuesday, October 14, 2008

Green Home Options in Hampton Roads

ARE YOU LOOKING FOR A GREEN HOME OR ENERGY EFFICIENT OPTIONS IN HAMPTON ROADS SUCH AS: Tankless Water Heaters, Solar Water Heaters, Solar Pool Heaters, Energy Efficient Heat Pumps, Energy Efficient and Earth friendly Building Materials, Greywater Recycling Systems, Solar Panels, etc....


ARE YOU LOOKING FOR ENERGY SAVING OPTIONS? There are many options to turn your existing home GREEN to save you $$$. The benefits include sales tax exemptions on energy efficient products up to $500, Virginia 4 day 100% tax credit exemption up to $2500, A Home Energy Efficiency Improvement Tax Credit up to $500 for purchase & installation, EPACT solar water heating credit up to $2000, Energy cost savings on AC, Heat, & Water Bills. Contact me for more information on Homes for Sale that have these options and for a list of Vendors that sale these products for Do It Yourselfers.


Check out a few of the vendors that offer great energy products: Rheem Heating, Cooling & Water Heating Systems, Solar Services,Inc for everything SOlar, Mechanical Services Company Green Product Installer, EnviroSaver HVAC systems,


For More info on Products, vendors, or for info on homes for sale with these options in Virginia Beach, Chesapeake, Norfolk, Portsmouth, Hampton, Suffolk, or Newport News, then Please contact The Hampton Roads Real Estate Lady!


DEE DEE Jones


DJonesSellsHomes.com


ddjones35@gmail.com

Friday, October 10, 2008

Has Gas prices gone down in your area?

Gas prices have gone down in Hampton Roads this week? I have seen 2.82 to 3.21 as the lowest prices in the area. I almost wrecked my car making a last minute turn into a gas station I was quickly passing. I was fascinated that my corner station had dropped from 3.31 to 3.19 over night. As a premium consumer every penny counts. According to The Hampton Roads Pilot online,


Gas prices are falling - like a rock.


In Hampton Roads, the average price per gallon of regular gas fell to $3.29 today, according to auto club AAA's Fuel Gauge Report. That's down more than 40 cents from post-Hurricane Ike prices last month, which soared above $3.70 per gallon.


The national average also fell to $3.35 a gallon today as oil prices dropped to about $80 per barrel, the lowest price in a year.


The financial crisis is largely responsible, said Mary Novak, managing director of energy services for Global Insight, an economic forecasting firm.


Maybe some small good can come from this depressing period of financial craziness. Its a shame that 3.19 is looking real good right now. I am kicking my self for not buying a Hybrid vehicle when I had the chance, My husband has parked his SUV and is now cruisin a motorcycle, I make consolidated trips to run many errands at once instead of going back in forth and all over town for something. In what ways have you cut back? Have the gas prices in your area gone down?



Dee Dee Jones


The Hampton Roads Real Estate Lady


www.DJonesSellsHomes.com

Tuesday, September 30, 2008

Dont let the media scare you away!

I keep saying this too shall pass! All this anticipation on passing a bill is making me crazy! If you listen to the reports on TV an on line from CNN , Fox and MSNBC they will have you ready to start storing your money under a mattress. Some of my favorite banks/lenders with loan officers I regularly use have been bought and sold in the past few weeks. Those loan officers have changed their business cards, email addresses, and websites and its business as usual. If you do not talk to them and listen to the news then you will picture that they are hanging out windows ready to jump but most who I have talked with have never been busier. Clients that are already skittish(is that a word) about buying are now out right hesitant from listening to the media. There are a few that know you buy low and sell high and are smart enough to know that the time to buy is now. My only concern is all the changing loan requirements and the shaky foundation the banks are sitting on will scare even the savy buyers away. It looks terrible when you refer a client to a lender and the next week that banks name is scrolling across the screen on every news channel that the bank has failed or is about to be bought. And those that just closed with that bank are left wondering "What in the world happened and how does this effect me know." This to shall past and we will whether this storm like all the other ups and downs we go thru as agents. For those of you hanging in there try not to let the news affect your attitude, mindset, and work ethic. DJonesSellsHomes.com there are a lot of great deals out there for investors and first time buyers especially.