Monday, December 6, 2010

Why you shouldnt fall thru an Attic in Chesapeake, VA

Once I was doing a final walkthru and my buyer went in to the attic and came crashing completely down into the 2nd story bathroom. I vowed that day and made a mental note to never wander off the attic platform.


Today, I am bed bound with a sprained ankle and a hurt hip. What happened? I did the ultimate stupid thing. Ok first let me give you background info. Asked hubby 3 maybe even 4 times to put the Christmas decoration boxes back in the attic after I spent a day puttting up the decorations. So finally after another 6 hours went buy I asked my teenage son to do it and he did but he needed help. So I helped and everything was going quick and smooth when. I losted my balance and step one leg into the insulation and boom pop, One whole leg went thru the ceiling. Reflexes kicked in and I used my hip to stop my fall, thus the hurt hip today! So my project for today is to figure out how to fix this mess of a hole. It took all night to clean up the insulation that fell and I am lucky that my insulation does not contain fiberglass. So I googled How to patch a hole in the ceiling and Of course its best to start with the best visual research guide, YOUTUBE.


I found the following video on How to Repair a hole in plasterboard or drywall ceiling part one of 3.


Its pretty informative and good information for all homebuyers, homeowners, and agents! Hopefully you will not need this info one day but just in case you too decide to do the ultimate stupid thing here is help!!!!






If you are in Hampton Roads, Southern Virginia Cities: Chesapeake, Hampton, Newport News, Norfolk, Portsmouth, Smithfield, Suffolk, Williamsburg, York County. Join the Group, http://activerain.com/groups/hamptonroads

"I can dream alone, build alone and strive alone, but true success always requires the help and support of others. Please send me your referrals."

Visit my website today, The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones djoneshomes@gmail.com

Associate Broker Wainwright Real Estate Virginia Beach, VA

Certified Real Estate Instructor Millennium School Of Real Estate

http://DJonesRealEstate.com

Friday, November 12, 2010

Hampton Roads Buyers do not miss out on free money$$


Want a new home BEFORE Christmas!

Check out this special offer from Homepath
New Buyer and Selling Agent Incentive on HomePath® Homes
Fannie Mae is offering buyers up to 3.5% in closing cost assistance and a $1,500 bonus for selling agents on HomePath properties through December 31, 2010.
(this is short notice for buyers, but call me and we can make it happen)

Buyers and selling agents must meet the following qualifications to be eligible for the incentive:

·HomePath property sale must close on or before December 31, 2010 and close within 60 days of offer acceptance

·Only owner occupants purchasing a HomePath property as their primary residence will receive up to 3.5% in closing cost assistance

·Only selling agents representing owner occupants purchasing a HomePath property as their primary residence will receive a $1,500 bonus. To be eligible for the agent's bonus, the initial offer must be submitted on or after September 23, close within 60 days of offer acceptance and close on or before December 31, 2010. No bonus will be given for investor purchases.

•Buyers and selling agents must request incentive upon submission of initial offer in order to be eligible.

Terms & Conditions:

·The 3.5% seller contribution is to be used towards closing costs, including a home warranty, if desired and available.

·Retail and public entities are eligible for the incentive however pool and auction sales, and sales to investors are not eligible.

·Fannie Mae reserves the right to remove any property from promotion or end the promotion at any time. Any dispute over the payment of a bonus shall be resolved by Fannie Mae in its sole discretion.

•Buyers should consult their lenders for guidance on financing. Lenders and mortgage products may impose their own limitations on the use of the 3.5% incentive. For example, the lender may consider the incentive a Seller Contribution and limit the amount to 3.0%. In those instances, the remaining 0.5% will no longer be available to the buyer.

NOTE - HOME MUST BE A HOMEPATH HOME Fannie Mae Repo and you must use a HomePath approved lender call 757-831-8294 for more info. Notice it also does say up to 3.5%, lender will explain more and let you know what you qualify for.


Call me or email djoneshomes@gmail.com for more info.
If you are in Hampton Roads, Southern Virginia Cities: Chesapeake, Hampton, Newport News, Norfolk, Portsmouth, Smithfield, Suffolk, Williamsburg, York County. Join the Group, http://activerain.com/groups/hamptonroads

"I can dream alone, build alone and strive alone, but true success always requires the help and support of others. Please send me your referrals."

Visit my website today, The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones djoneshomes@gmail.com

Associate Broker Wainwright Real Estate Virginia Beach, VA

Certified Real Estate Instructor Millennium School Of Real Estate

http://DJonesRealEstate.com

Thursday, October 28, 2010

Halloween weekend in Chesapeake Virginia Beach Williamsburg and Norfolk


I have three kids, 6 years apart, so I am always looking for a variety of inexpensive activities for them. There is a lot going on in Hampton Roads for Halloween.


If you are not a Halloween celebrator plenty of churches are having Harvest Ball activities. In Chesapeake you can visit Greenbrier Community Church for an alternative to Trick or Treating. They are hosting a party called Trunk or Treat from Sun Oct 31st 6-8pm, Open to the Public.

In Norfolk at TownPointe Park Sat Oct 30th from 10am-3pm, is Hallowpalooza, Admission is Free, Open to all, there will be a variety of children's activities. For more info and a list of activities click here


Norfolk Zoo is having a day full of events on Sat Oct 30th from 10am - 9pm, the day events are geared for younger kids and as it gets darker, the zoo will get scarier. Click here for more info and pricing!


The Spirit of Norfolk is sponsoring a Haunted Cruise called Pirates, Mermaids, and Monstors Halloween Cruise. Tickets start at 31.90 and include Lunch. Kids Welcomed! The Cruise is Sun Oct 31st from 1-3pm, click here for reservations.


Trick or treat in Greenbrier Chesapeake Mall Sun Oct 31st from 3:30-5:30. Want to be in doors out of the cold then this might be the place to go. Jillians has moved in to the mall so after the kids are done you can watch football and get a bite to eat while your children play in the arcade. Click here for info.


My son has already gave this next event 3 thumbs up. For those who like to be super scared check out Hunt Club Farms in Virginia Beach. Visit the village of the dead, the field of screams or play it safe on a hay ride or on the carnival rides. Even the website is spooky, Click here for pricing and info!


And when all else fails head to the grand scare of them all Busch Gardens Williamsburg, Howl-o-scream is amazing how they change over the entire theme park into a scary adventure. Not recommended for those who have weak hearts. Monsters jump out of trees, Zombies are in all corners, for more info Click Here.


Tuesday, October 26, 2010

How to Get rid of Ghosts in Chesapeake Virginia

If you have sold a haunted house here is some info to pass on to the homeowners!!!!! I live down the street from a cemetary so I am always ghost sensitive. I bought my home new and as an agent I know that In Virginia we DO NOT have to disclose stigmatized properties.

Stigmatized property is a term used in the real estate business which describes possible detrimental features of a property or home, all the result of unfortunate occurrences. These can include murder, suicide, and the belief or proof that a house may be haunted by real ghosts. Just in case I will be ready. Here is a remedy for getting rid of Ghost!!!! Hopefully you and I will never need it!

Video: How to Get Rid Of Ghosts


If you are a Real Estate Professional or Vendor in Hampton Roads, Southern Virginia Cities: Chesapeake, Hampton, Newport News, Norfolk, Portsmouth, Smithfield, Suffolk, Williamsburg, York County.
Join the Group, http://activerain.com/groups/hamptonroads

Visit my website today, The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones djoneshomes@gmail.com

Associate Broker Wainwright Real Estate Virginia Beach, VA

Certified Real Estate Instructor Millennium School Of Real Estate

http://DJonesRealEstate.com

Tuesday, October 19, 2010

Chesapeake Arboretum Event Sat Oct 23 1010


Hampton Roads Homeowners and Real Estate Professionalsare invited to celebrate Fall and the Outdoors at the Chesapeake Arboretum. It is a Free event taking place SATURDAY Oct 23rd noon to 3pm, located at 624 Oak Grove Rd Chesapeake. There will be a variety of family oriented activities, a hay bale, trail walks, tree climbing, crafts, artist, and Ecofriendly exhibits. Stop by for a little bit of fun!

The Chesapeake Arboretum is 48 acres of trails, trees, gardens, and forest.

The Caleb Williamson Farmhouse was built in the 1700's and is located across the street from the Arboretum and acts as an office and is themed the Nature's Classroom.

The goal of both the Farmhouse and Arboretum is to further awareness of trees, plants and shrubs.

I live down the street, I hope to see you there!!!!!

"I can dream alone, build alone and strive alone, but true success always requires the help and support of others. Please send me your referrals."

Visit my website today, The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones djoneshomes@gmail.com

Associate Broker Wainwright Real Estate Virginia Beach, VA

Certified Real Estate Instructor Millennium School Of Real Estate

http://DJonesRealEstate.com

Saturday, September 25, 2010

Free Homebuying class with Free Lunch Chesapeake VA


FREE Homebuying Classes for first time homebuyers!!!!!!!!

Sat October 9th 9-3pm- LUNCH INCLUDED -

Greenbrier Library Conference Room 1214 Volvo Pkwy, Chesapeake, VA

Must rsvp to Dee Dee Jones 757-831-8294 call, text, or email djoneshomes@gmail.com by Fri 10/1.

Come learn about the buying process from beginning to end. There will be a loan officer, a real estate agent, a home inspector, and a title agent, on hand to give you valuable information and answer your questions.

This info brought to you by,
The Hampton Roads Real Estate Lady!
Deandrea "Dee Dee" Jones
Associate Broker
Wainwright Real Estate
4098 Foxwood Dr
Virginia Beach, VA 23462
ph:757-831-8294
http://DJonesSellsHomes.com
email: djoneshomes@gmail.com

Tuesday, May 25, 2010

Hampton Roads Real Estate Maze



Today Real Estate in Hampton Roads is like a maze. When you enter a maze you may have to keep going back to your starting point and starting over to take a new path to get to the end. In this current market Sellers may find themselves relisting several times before they have a successful sale and buyers may write several contracts before closing on a home.

There are a few reasons for this in and out maze like behavior. Sellers and listing agents have to use every trend and tip in the book to find and attract buyers. The simple fact that the tax credit expired April 30th and many loan guidelines have been changed caused many buyers to be uncertain of the market and now we have a massive reduction of ready, willing, and able buyers. While sellers are waiting for a sale we are starting to see properties that have been sitting for months and a few for years. During this time sellers may also have to entertain more than one offer to find one they can net the correct amount on because offers are coming in very low. Another maze like issue for sellers is trying to keep up with the competition often huge and several price reductions are involved. Buyers are watching for low interest rates accompanied with a great DEAL. Buyers who frequent short sales (preforeclosures) and bank owned properties are often getting the run around.
The maze affect that buyers encounter could be one of many the most common are: Short Sales can take weeks and sometimes months for an approval to sell from the time an offer is written. Many buyers loose patience on the waiting process and go on to another home. Often bank owned properties appear to be a great deal but usually after inspecting the properties closer often buyers go running away. This causes buyers to look at multiple properties. This is simply a trend our Hampton Roads cities are not used to after record sales in 2003 thru 2007. The slow decline in 2008 through 2010 has everyone asking are we at the bottom yet? Many banks and forecast express different opinions but meanwhile serious buyers and sellers in Hampton Roads will continue to wander thru a real estate maze.



"I can dream alone, build alone and strive alone, but true success always requires the help and support of others. Please send me your referrals."

Visit my website today, The Hampton Roads Real Estate Lady! Deandrea "Dee Dee" Jones

http://DJonesRealEstate.com

Thursday, May 20, 2010

Free pass to Busch Gardens for kids 5 and under Preschool Pass


Today May 20th is the first day to register for a FREE preschool pass to Busch Gardens good for kids 5 and under. go to http://Buschgardens.com/va to register.

Print your voucher online and to redeem your voucher for your free ticket you will need to bring the voucher and a certified copy of your child's birth certificate to the front gate ticket window and you will be given a pass good to September 6th, 2010.

Pass is good at Busch Gardens Williamsburg only.

Park is promoting the new Sesame Street themed play land called the Forest of Fun. Filled with characters from Sesame Street and kids sized activities to entertain little people.

Don't miss out on your free ticket!!! This info provided by Dee Dee Jones The Hampton Roads Real Estate Lady DjonesRealEstate.com Wainwright Real Estate Virginia Beach, VA.

Wednesday, May 19, 2010

Chesapeake Jubilee 2010 City Park Do not miss it!


Its that time of year. Grab your lawn chair, pack up your kids and head over to City Park in Chesapeake, VA.

This Thurs, Fri, Sat, and Sun May 21-23rd there is a $2.00 admission at entry kids 5 and under are free. Inside you will find carnival rides, food, concerts, food, Crafts, Art, and there is an annual BBQ competition. Headliners like Steel Pulse, Tonic, and Rodney Atkins will be performing.

Amusement rides have a cost per ride fee, on Sat Only, you can by an all you can ride wrist band for $20.00 but they must be purchased before 2pm.

City Park is located at 900 Greenbrier Parkway Chesapeake, VA 23320

Just look for the line of cars trying to park. A fireworks display will start around 9pm on Saturday May 22nd.



This info provided from The Hampton Roads real Estate Lady! Hope to see you there!

Thursday, May 13, 2010

The economy is so bad that (joke)

Just somethiing to make you laugh reblogged by The Hampton Roads Real Estate Lady!


Via Fred Sweezer Sr. (Property Inspection Services):

A friend of mind sent this to me in an email "interesting"


The economy is so bad that:

I got a pre-declined credit card in the mail.

I ordered a burger at McDonald's and the kid behind the counter asked, "Can
you afford fries with that?"

CEO's are now playing miniature golf.

If the bank returns your check marked "Insufficient Funds," you call them
and ask if they meant you or them.

Hot Wheels and Matchbox stocks are trading higher than GM.

McDonald's is selling the 1/4 ouncer.

Parents in Beverly Hills fired their nannies and learned their children's
names.

A truckload of Americans was caught sneaking into Mexico .

Dick Cheney took his stockbroker hunting.

Motel Six won't leave the light on anymore.

The Mafia is laying off judges.

Exxon-Mobil laid off 25 Congressmen.

Congress says they are looking into this Bernard Madoff scandal. Oh Great!!
The guy who made $50 Billion disappear is being investigated by the people
who made $1.5 Trillion disappear!

And, finally...

I was so depressed last night thinking about the economy, wars, jobs, my
savings, Social Security, retirement funds, etc., I called the Suicide
Lifeline. I got a call center in Pakistan , and when I told them I was
suicidal, they got all excited, and asked if I could drive a truck?

Just a funny saying people!

Wednesday, May 5, 2010

1 year homebuying tax credit entended to Over seas military and govt employees


Great Great Great news for Over Seas Military personal and government employees ONLY who want the chance to utilize the home buying tax credit that was offered. You now have a 1 year extension to take advantage of this great program. The new deadline for you will be to be under contract by April 30th, 2011 and closed by June 30th 2011. For more info visit
http://www.irs.gov/newsroom/article/0,,id=215594,00.html
It applies to any individual (and, if married, the individual's spouse) who serves on qualified official extended duty service outside of the United States for at least 90 days during the period beginning after Dec. 31, 2008, and ending before May 1, 2010. Tax credit is subject to income limitations and other restrictions. Must be either a first time buyer or have not purchased a home within 5 years.
Long-time homeowners who buy a replacement principal residence may also claim a homebuyer credit of up to $6,500 (up to $3,250 for a married individual filing separately). They must have lived in the same principal residence for any five-consecutive year period during the eight-year period that ended on the date the replacement home is purchased.
For more info Consult with a tax professional and lender for full eligibility details.
This info blogged by The Hampton Roads Real Estate Lady!www.DJonesRealEstate.comblog: DJonesRealEstateBlog.infoI can help you relocate NATIONWIDE!

Tuesday, March 2, 2010

Buy a home in Hampton Roads with a VHDA loan

Have you heard of the VHDA loan- it stands for Virginia Housing Development Authority it is a loan design to assist first time home buyers as well as those who have not bought a home in three years. Recent changes to this program began March 1st, 2010 and should not be overlooked.
Effective March 1st, 2010 there are now increased income limits to qualify for a VHDA loan. Hampton Roads VHDA income limits in our area are now up to 70k up from 63k for a family of 2 or less and are now 81k up from 74k for family of 3 or more. This means the 101.5% FHA/Plus loan is open to more 1st time home buyers and re-purchasers. This is the max amount you can make for this program.
For more info on this program go to http://VHDA.com or contact The Hampton Roads Real Estate Lady http://DJonesRealEstate.com to find a VHDA lender in Hampton Roads.
Also Remember This program can be combined with up to $8,000 Home buying Tax credit but you must be under contract by April 30,2010 and closed by June 30, 2010

Tuesday, February 16, 2010

Dont Take a Fake Wife to a Real Estate closing!



You must take a moment to read. This is one of the best real estate blog posts I have seen in awhile written by Bill Swanson in Omaha Nebraska. This info passed on by The Hampton Roads Real Estate Lady. Enjoy!!!


Via Bill Swanson - Omaha Homes For Sale (402) 964-4871 (CBSHome Real Estate):
There are oodles of "don't do this" and "be sure to do that" lists available on the net for real estate advice but I thought I would rack my brain of 23+ years of real estate experience for a few ‘non-traditional' pieces of advice. Everything you are about to read is true. SOME names, however, are changed to protect the... the... less than smart.Don't take a fake wife to closing. I had sold an investment property to this particular buyer a few years back. When the title department was preparing the closing paperwork, they discovered the buyer was married. They called him and told him he would have to bring his wife to closing to sign all of the closing paperwork. He arrived at closing with his wife, getting ready to sign all the docs. The loan officer, Ted, then asked them for photo ID to verify their identities. She said she forgot her purse at home. Ted said "No problem, run home and get it and we'll get back together in an hour." What followed was several minutes of eerie silence until the buyer finally fessed up and said, "Um, this isn't my wife."So away they went and an hour later he did indeed bring his ‘real' wife to closing, not his girlfriend. But here's the kicker, It was the wife's idea not to come. She told him she was too busy and wanted him to take ‘Amy' instead... True story...Tell your loan officer the truth (part 1). I had sold a house I affectionately called the patriotic house because every room was red, white, and blue. The buyer had a prestigious job at a large local railroad company and his loan application went fine, or so we thought. This was before loan officers ran full credit checks and did just ‘preliminary qualifications' with income, debts, and job history.One of the questions asked as "Mr Jones, do you pay child support?" to which "Mr Jones" answered "No." Fast forward a week when the full credit report came in and he was over $30,000 behind in back child support payments. The loan officer called him on the phone and was told the following; "Mr Larsen, you asked me if I PAYED child support, not if I was supposed to pay it. I don't pay it!" You just can't make this stuff up!Tell your loan officer the truth (part II). Same question, a couple of years later with a young couple in the loan officer's office when the following question was posed: "Are you obligated to pay child support?" He nodded yes while she nodded no... Turns out there was a little ‘Mr. buyer' running around that he failed to disclose to Mrs Buyer... They stepped out into the hall to have a discussion and never came back in... Guess that one should have been titled ‘telling your wife the truth'.. Yikes!You never know who's watching... This story took place before the internet when we actually had big thick MLS books that came out biweekly with all of the homes for sale in them. All the info was turned in by the real estate companies but the MLS office took exterior photos of all the homes. One of the agents in the office had taken a client out to lunch whose house he had just listed.When they got back, the MLS books had just arrived. Don said "Hey Charlie, I think your house should be in this issue." So they thumbed through the book and lo and behold ‘Charlie's house' was in there. Upon further inspection Charlie said "Hey, what's my boss's car doing in MY driveway?" Well, you guessed it, turns out Charlie's wife and boss had a little something going on. Apparently, the boss would make sure "Charlie" was busy on projects in the office for several hours at a time. Busted!Watch future blogs for more stories about this nutty business. One thing's for sure, good market or bad, there's never a dull day in Real Estate!Bill Swanson is an agent with CBSHome Real Estate, an affiliate of HomeServices and Berkshire Hathaway. For more information, email Bill at https://webmail.cbshome.com/OWA/redir.aspx?C=3192ad3ca5614b24b00cca2d76e487f9&URL=mailto%3aBill.Swanson%40cbshome.com.

Sunday, January 31, 2010

FHA Loan Guidelines 2010 Changes

It is important for everyone to know that FHA Guidelines for new loans will change again around Feb 1st, 2010. This will effect new buyers and those trying to sell a home.
Changes are designed to help stabilize the market but the effect is to be determined.
The changes include:
1.Increase the up-front mortgage insurance premium (MIP) to 2.25%; 2.Update credit score and down payment requirements for new borrowers; (check with your loan officer) 3.Reduce seller concessions to three percent, from six percent; and 4.Implement a series of significant measures aimed at increasing lender enforcement.
Obviously these changes will:
For new buyers- you will need to Save and come up with more of your own money for closing cost and down payment requirements.
Thus Creating a stronger buyers market. There will be less buyers in Hampton Roads and every where else ready to buy(preapproval and money in hand) ready to qualify for the already thousands of homes on the market. But for those buyers that are ready this will put you in a great position to try to get a deal on price. (If the owner has equity and if the property meets FHA Appraisal guidelines) Because, you will have less competition.
Sellers will have even more competition and may be forced to do more short sales as comparable properties will start reducing prices to attract the qualified buyers, More owners will owe more than there home is now worth (appraisal wise), And in this area with military moving in and out this will be a big problem. I can see the Catch 22 starting to brew.
New Buyers- call your lenders to discuss the changes with your lender asap. You must understand how this will effect you before you can write an off
This info brought to you buy The Hampton Roads Real Estate Lady!
Visit my website,Deandrea "Dee Dee" JonesAssociate Broker Wainwright Real Estate Virginia Beach, VA DJones Real Estate Teamwww.DJonesSellsHomes.com blog: DJonesRealEstateBlog.infoI can help you relocate NATIONWIDE!