Tuesday, December 20, 2011

Hampton Roads Short Sales Seller Qualities


Qualities of a Short Sale Seller especially in Hampton Roads Areas


STOP MONKEY-ING AROUND AND GET THAT HOME SOLD ALREADY!!!



You Must be 110% Motivated!

Dedicated to the process!

Must be Cooperative and Compliant with banks demands!

Must be ready to sell and redy to move!

Willing to use Dee Dee Jones to list your home!



If your hanging on to your home by a limb. Call me today and lets discuss a Short Sale!!

THE HAMPTON ROADS REAL ESTATE LADY!

Call me to buy a home in any Hampton Roads area: Norfolk, Virginia Beach, Chesapeake, Portsmouth, Suffolk, Newport News, Hampton, Williamsburg, and now serving York County and the Peninsula.

"I can dream alone, build alone and strive alone, but true

success always requires the help and support of others.

Please send me your referrals."



Visit my website today,

The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones

Associate Broker / Recruiting Sales Manager Peninsula

Blu Skyy Realty Virginia Beach, VA

http://DJonesRealEstate.com

djoneshomes@gmail.com

Thursday, November 17, 2011

Virginia Beach Tax Franchise Makes National News


Have you ever driven down a Virginia Beach or Chesapeake, VA City street and noticed the sign holders dressed as the Statue of Liberty or Uncle Sam? What company is it? and What service do they provide? If you seen them then you know and you will never forget.

That Brand is branded in your mind instantly.

Liberty Tax Service is the name of the company and they provide tax services to Hampton Roads residents and businesses. They were recently featured in INC. 500 Magazine as one of the top 10 Top growing franchises. Capitalizing on the many business professionals out of work they have been able to grow at a trail blazing rate and keep profits high.


New Franchisees see the potential for high sales volume in an industry that has not been hit hard by the recession and are flocking to explore the company. Specials such as "No Franchise Fees" and start ups for less than $2500, No Inventory are attractive and helpful to new business owners.

How do they do this- John Hewitt CEO says " We eliminate the franchise fee and charge a higher royalty rate allowing new owners to get a franchise for $2500.00."



If you are looking for a new career call 800-790-3863 or visit Libertytaxfranchise.com







THE HAMPTON ROADS REAL ESTATE LADY!

Call me to buy a home in any Hampton Roads area: Norfolk, Virginia Beach, Chesapeake, Portsmouth, Suffolk, Newport News, Hampton, Williamsburg, and now serving York County and the Peninsula.

"I can dream alone, build alone and strive alone, but true

success always requires the help and support of others.

Please send me your referrals."



Visit my website today,

The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones

Associate Broker / Recruiting Sales Manager Peninsula

Blu Skyy Realty Virginia Beach, VA

http://DJonesRealEstate.com

djoneshomes@gmail.com

Monday, October 24, 2011

Haunted Homes, Places, and Bases Virginia Beach to Williamsburg





Are you the daring type that seeks out paranormal activity. It may be closer to you then you realize. I would rather just watch the movie. But, for those who like to seek out Haunted Places this time of year here are a few for you.

Blackbeard Point in Hampton , Va. Was named for a pirate named Blackbeard whos head was cut off in battle and was then stuck on a pole to warn other pirates. Many people have sited this pirate roaming the Chesapeake Bay for his head today.........

Cavalier Hotel, Virginia Beach- A ritzy hotel built in 1927 and often frequented by celebrities from Al Capone to Woodrow Wilson. A previous owner of the hotel shot himself. The sightings are mainly of a cat and a black man wearing a hotel uniform standing at the 6th floor saying "You do not want to go up there, there is ghost up there". Front desk employees get reports of seeing the cat or the employee daily.

Chesapeake, VA- Elbow Rd- Its reported that if you go to the area that curves by the lake at the Virginia Beach city line, sit on the hood of your car at midnight you will see wet footprints of a little girl approach your car. This is the ghost of a little girl that drowned while her father was fishing.

Chicks Beach, Virginia Beach, VA- Fire station- firefighters report seeing the ghost of an ex-firefighter in the station. As well as sirens sounding by themselves, doors slamming, and alarms sounding for nor reason.

Dam Neck base Virginia Beach, VA- there are barracks called the "finger barracks". In Dec 1999, 5am in the morning there was a sighting of a slender transparant and naked slender woman who walked straight out from a wall thru a shower and down the hallway. She was spotted by sailors taking showers.

Fort Story, Virginia Beach- is the base for some Army and Navy personnel. Located near Shore Drive is Coast Artillery Rd. Apparently, a ghost of a soilder who committed suicide is often seen roaming the wetlands area.

Fort Monroe, Hampton, VA Now Veterans Hospital- In 2005 a veterans hospital opened in Hampton. Before it was a veterans hospital it was a hotel called the Chamberlain for Ft Monroe military base. The top floor of the hotel was deemed haunted by several apparitions and was close for that reason. No confirmed reports from patients of the veterans hospital on recent paranormal activity.

Gloucester, VA - Roswell Plantation- This historic mansion was once known to be the"largest and finest" of all plantation homes. The home was originally built in the 1600's and has been lived in by many families. It burned down in 1916 and was deemed a landmark. So what is strange several walls are still standing today. Visitors and grounds keepers report many strange occurrences by the ruins or by the original families grave yard still located on the property. Strange noises, sounds of slaves, drops in temp of more than 15 degrees are reported. Often ghost hunters camp out to see the ghost of a young woman walk down the steps EVERY night. Ok but look at the photo do you see any steps....

Norfolk City Jail, this will give you a reason to walk the strait and narrow. Many night workers in the jail report sitings of a dead inmate roaming the halls on various floors....

Norfolk, VA-, Gresham Dorm, ODU- In 2003 a woman and her husband was gunned down in front of the dorm. The killers were never found. The woman is often seen roaming around bleeding trying to find her husband. No sightings of the husband but the sightings are always reported in November which was the month they were killed.

Poquoson, VA - Poquoson Ave is said to be haunted at the intersection near CHurch St. Located near a morgue ghost are sights roaming the road. Many have reported to police a woman in a nightgown asking them to use their phone to call her husband and then she vanishes.

Portsmouth, Va- Olde Town- There is no doubt of Olde Town's haunts people sell out an annual ghost walk to hear the tails. Most famous the Lady in White on Court St. The womans husband had an accident involving the water, the sightings state the woman takes off running down court st and jumps in to the water. This is reported to police every time there is a full moon. Her image has been so real there are reports of grown men trying to jump in the water to save her.

Princess Anne Country Club Virginia Beach, VA- Several spirits haunt the 100 year old clubhouse including a ghost in a case that sends guess running thru the hotel in fear and a disappearing bride that is usually sighted in the bar area. maybe the sighter is just drunk.......... But employees complain of old time music being played in rooms and the sound of dinnerwear being clanged and tabless being set for dinner. Rumors stait the hotel also has an underground bunker.

Surry, Va - Bacon;s castle- Many regularly report sighting a fireball rising up from a nearby cemetary circling the castle, entering a chimney, and disappearing into the basement.

USS Caron Norfolk, VA was decommissioned and sank. Was it because it was an older ship we have lots of older ships. Or was it because they were reports of a Gunner's Mate Chief, that was killed in an injury on the ship, was seen plain as day in his khaki uniform inside the gun mount he was crushed in. Sailors who had duty would complain and report the sitings often and the ship was later sunk. Coincidence?

USS Cole Norfolk, VA Many sailors recently report hearing their name being called when they are alone in the hall of heroes or the mess decks. Also sailors report their tools move by themselves in the engineering space.

USS George Washington Norfolk, VA Is said to be haunted by the unusual a man, a dog and a little girl. Sailors report sightings and an overwhelming feeling of being watched.

Williamsburg, Va- I found so many haunted places in Williamsburg that I couldnt keep up

Governor's Place Green- haunted by a little girl

Ironbound Road Recreation Center- reports of a baseball paying ghost

Kings Arm Taveerns- A friendly poltergeist that helps the staff and blows out candles

Magazine Building- A ghost of a soildier is seen walking and putting his gun away

The Mill- Home of Williamsburg's first serial killer

Peyton Radolh House- over 20 years of sightings

William and Mary College- Tucker hall- Ghost of a girl who was murdered sighted

Williamsburg Theatre- haunted by a ghost of a union soilder

President's House Wren Building- Haunted by a french soildier of the revolutionary war who died there.

OKay now I am freaked out- to all you ghost hunters good luck ......................................

THE HAMPTON ROADS REAL ESTATE LADY!

Call me to buy a home in any Hampton Roads area: Norfolk, Virginia Beach, Chesapeake, Portsmouth, Suffolk, Newport News, Hampton, Williamsburg, and now serving York County and the Peninsula.

"I can dream alone, build alone and strive alone, but true
success always requires the help and support of others.

Please send me your referrals."




Visit my website today,

The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones

Associate Broker / Recruiting Sales Manager Peninsula

Blu Skyy Realty Virginia Beach, VA

http://DJonesRealEstate.com

djoneshomes@gmail.com

Failure to disclose in VA can Knock you out


Former Boxing Champ Muhammad Ali and his wife, Yolanda, are suing the couple who sold them their Louisville, Ky., mansion, according to multiple reports and Fox news.

Ali and his wife claim that the former homeowners, Patrick and Beverly Lancaster, lied to them about problems with the home. The problems were discovered after moving in.
The lawsuit states that the Alis were not informed of roof and chimney leaks, poor insulation, improper ventilation and mold.

Ali also says the Lancasters were well aware of these issues but still sold the home.

The Alis purchased the home in 2007

In Southern Virginia, Hampton Roads 7 cities from Virginia Beach to Williamsburg buyers are given a property disclosure disclaimer that states it is the buyer who needs to perform all prudent inspections and find out about the condition of the home, zoning, schools, and adjacent parcels before closing. However, it does not relieve a homeowner from disclosing all known relevant problems with the home. I do not like the form because it is not specific. I like the old form that asked specifically does your roof leak yes or no. Has your roof leaked yes or no. With the new form if someone is going to lie or omit info you will not know unless you figure it out later. In Hampton Roads, Of course certain property types are exempt from given any property disclosures at all such as bank foreclosures and new construction.

In Virginia Home Inspectors do not have to be licensed. Any Tom, Dick or Harry can grab a ladder and a clip board and do an inspection. I suggest to my buyers that they use a certified home inspector that are members of either the National Association of Home Inspectors Nahi.org or The American Society of Home Inspectors ASHI.org. These inspectors have to meet certain testing requierments and perform a required minimum of inspections to remain certified. So hopefully you will have a better chance at making sure items are not missed...........

THE HAMPTON ROADS REAL ESTATE LADY!

Call me to buy a home in any Hampton Roads area: Norfolk, Virginia Beach, Chesapeake, Portsmouth, Suffolk, Newport News, Hampton, Williamsburg, and now serving York County and the Peninsula.

"I can dream alone, build alone and strive alone, but true
success always requires the help and support of others.

Please send me your referrals."




Visit my website today,

The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones

Associate Broker / Recruiting Sales Manager Peninsula

Blu Skyy Realty Virginia Beach, VA

http://DJonesRealEstate.com

djoneshomes@gmail.com

Fall Homearama 2011 Suffolk, VA




Come visit me at Fall Homearama 2011. 9 homes from the best buiders and architects in the Tidewater Builders Association Community are being featured. Homearama 2011 will be open Oct 15th - 30th from 12:00-9:00.

The smallest home will be 3,195 square feet, with 4 bedrooms, 3 baths and the biggest home will be 4,400 square feet, with 5 bedrooms, 5 baths.

If you come by this week or weekend visit me in house number 2- the "Tee Time Home". Stop by and say hello.

This home features :

•Brick and HardiPlank exterior
•Covered back porch
•Outdoor kitchen with refrigerator
•Double arch brick-enclosed porch
•Bamboo hardwood floors
•Contemporary floating fireplace with limestone surround
•Cook’s kitchen with custom horizontal hinged cabinets with open shelving and island
•First-floor master suite
•His and her vanities, European-style shower, freestanding soaking tub and cathedral ceiling in master suite
•Man cave with wet bar, beverage refrigerator and three TVs with bathroom
Homearama will be in North Suffolk, VA, at the Riverfront Harbour View community located at Shelter Cove Ct. Directions:

From I-664:

•Take exit 9A onto Route 17 North
•Turn right onto Harbour View Boulevard
•Turn left on Bridgeway Drive
•Turn left into Shelter Cove Court
From the James River Bridge:

•Travel south 11 miles on Route 17, past the James River Bridge
•Turn left onto Harbour View Boulevard
•Turn left on Bridgeway Drive
•Turn left into Shelter Cove Court
Admission:

•$10 for a one-day pass and $17 for a two-day pass.
•Active duty and retired military guests and seniors (62 or better) get a
$2 discount Mon.-Thurs.*
•Children 12 and under and guests in wheelchairs are free.
To view the other 6 homes available, view discounts, or to get detailed directions click the link below:

Click Here to See Homearama Homes



THE HAMPTON ROADS REAL ESTATE LADY!

Call me to buy a home in any Hampton Roads area: Norfolk, Virginia Beach, Chesapeake, Portsmouth, Suffolk, Newport News, Hampton, Williamsburg, and now serving York County and the Peninsula.

"I can dream alone, build alone and strive alone, but true
success always requires the help and support of others.

Please send me your referrals."




Visit my website today,

The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones

Associate Broker / Recruiting Sales Manager Peninsula

Blu Skyy Realty Virginia Beach, VA

http://DJonesRealEstate.com

djoneshomes@gmail.com

Friday, September 16, 2011

VA Home Loan changes 2011 for VA homebuyers


If you are a veteran, active duty, or a reservist prospective home buyer. Listen up Dept of Veteran Affairs has announced new changes. According to update 26-11-12 the change will affect the funding fee.

The funding fee is the amount due up front or can be financed into the loan amount on a VA Loan. The purpose of this fee is to act as a mortgage insurance for VA lenders and is intended to enable the veteran who obtains a VA home loan to contribute toward the cost of this benefit,. The benefit of using a VA loan versus an FHA loan is there is no monthly mortgage insurance premium paid. This can make a monthly payment on a VA loan significantly less. Interest rates are still at record lows and sales prices are very reasonable. If you are ready to buy or want to hear more about loan programs contact me today!

Fee Changes

a. For loans closed on or after October 1, 2011, the fee for s

ubsequent use loans with
less than 5 percent downpayment and subsequent use regular refinance loans

will be 2.8

percent for both active duty Service members, Veterans, and persons qualifying based

solely on service in the Reserves or National Guard. This change is due to passage of

Public Law 112-26, Restoring GI Bill Fairness Act of 2011.

Call me to buy a home in any Hampton Roads area: Norfolk, Virginia Beach, Chesapeake, Portsmouth, Suffolk, Newport News, Hampton, Williamsburg, and now serving York County and the Peninsula.

"I can dream alone, build alone and strive alone, but true success always requires the help and support of others. Please send me your referrals."

Visit my website today, The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones

Associate Broker

Blu Skyy Realty Virginia Beach, VA

deedee@bluskyyrealty.com

http://DJonesRealEstate.com

djoneshomes@gmail.com

Saturday, September 10, 2011

Website meetup was founded as a result of 9/11


Did you know the company and website meetup was founded as a result of 9/11.

Here is the background story from the CEO of Meetup Scott Heiferman. I found this to be interesting please read the letter from the CEO.
Fellow Meetuppers,

I don't write to our whole community often, but this week is
special because it's the 10th anniversary of 9/11 and many
people don't know that Meetup is a 9/11 baby.

Let me tell you the Meetup story. I was living a couple miles
from the Twin Towers, and I was the kind of person who thought
local community doesn't matter much if we've got the internet
and tv. The only time I thought about my neighbors was when I
hoped they wouldn't bother me.

When the towers fell, I found myself talking to more neighbors
in the days after 9/11 than ever before. People said hello to
neighbors (next-door and across the city) who they'd normally
ignore. People were looking after each other, helping each
other, and meeting up with each other. You know, being
neighborly.

A lot of people were thinking that maybe 9/11 could bring
people together in a lasting way. So the idea for Meetup was
born: Could we use the internet to get off the internet -- and
grow local communities?

We didn't know if it would work. Most people thought it was a
crazy idea -- especially because terrorism is designed to make
people distrust one another.

A small team came together, and we launched Meetup 9 months
after 9/11.

Today, almost 10 years and 10 million Meetuppers later, it's
working. Every day, thousands of Meetups happen. Moms Meetups,
Small Business Meetups, Fitness Meetups... a wild variety of
100,000 Meetup Groups with not much in common -- except one
thing.

Every Meetup starts with people simply saying hello to
neighbors. And what often happens next is still amazing to me.
They grow businesses and bands together, they teach and
motivate each other, they babysit each other's kids and find
other ways to work together. They have fun and find solace
together. They make friends and form powerful community. It's
powerful stuff.

It's a wonderful revolution in local community, and it's thanks
to everyone who shows up.

Meetups aren't about 9/11, but they may not be happening if it
weren't for 9/11.

9/11 didn't make us too scared to go outside or talk to
strangers. 9/11 didn't rip us apart. No, we're building new
community together!!!!

The towers fell, but we rise up. And we're just getting started
with these Meetups.

Scott Heiferman (on behalf of 80 people at Meetup HQ)
Co-Founder & CEO, Meetup




"I can dream alone, build alone and strive alone, but true success always requires the help and support of others. Please send me your referrals."


Visit my website today, The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones

Associate Broker

Blu Skyy Realty Virginia Beach, VA

deedee@bluskyyrealty.com

http://DJonesRealEstate.com

djoneshomes@gmail.com

Thursday, August 25, 2011

Hurricane Irene approaching Norfolk, VA




Low lying areas in Norfolk its time for mandatory Evacuation! Begins 8am Saturday

According to FEMA, the Red Cross, WTKR, and Christian Science News:

Hurricane Irene, is the first of the 2011 season, it has done damage in the British Virgin Islands, Puerto Rico, and the Dominican Republic already.

People on the East Coast of the US are now readying themselves for their own imminent encounter with the storm.

If you are still on the east coast, what can you do to protect your home and your loved ones?

1. Leave the area and go at least 100 miles west of the tip of the projected storm areas if possible. A storm tracker can be found on WeatherChannel.com, CNN.com and WTKR.com

2. Stock up
Perhaps the most important thing to do is gather items you might need if you become trapped or stranded. Even in the worst case, if your house is compromised or you are unable to leave it, you and your family will be okay so long as you have taken the time to put together the necessities. THIS INCLUDES filling your bathtubs and sinks with water incase water supply is losted.

3. Keep an eye on the weather and watch for changes.
A storm is at its most dangerous when it is unexpected. Do some research on weather news outlets to find the one you deem most valuable. If you're watching the hurricane, you'll rid yourself of the helpless feeling that it’s an invisible enemy that can't be guarded against. And you'll know when it's about to hit your area or head in another direction.

4. Guard your windows
If you plan to stay in your house, you must make it as secure as possible. Windows should become barricades – not against burglars, but rain, wind, and maybe even flying objects. If you stay home moved to an interior room preferably with little or no windows.

There are two parts to this procedure. First, limit the number of things that could come crashing into the side of your home. Make sure to "bring in all outdoor furniture, decorations, garbage cans and anything else that is not tied down,"

5.Make a simple but thoughtful plan
A family disaster plan will keep you organized; the last thing you want is for a moment’s panic to ruin all your careful preparation. If you stay home moved to an interior room preferably with little or no windows.

6. After it's over: be careful
Hazards don't vanish the second a hurricane moves on. The Federal Emergency Management Agency can give you some pointers for the hours and days after the immediate terror.

One of the priorities will be to clean and repair broken parts of the house.

If you can not afford to leave or if your home is damaged during storm Shelters in Norfolk: Maury, Granby and Norview High, Campostella Elementary and Lake Taylor Middle. In Chesapeake: Oscar Smith High Virginia Beach: Birdneck and Cox Elementary. All high schools in Suffolk.

REMEMBER most shelters will not take pets......

If you need to store your car it can be stored at the Norfolk York Street garage.

"I can dream alone, build alone and strive alone, but true success always requires the help and support of others. Please send me your referrals."


Visit my website today, The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones

Associate Broker

Blu Skyy Realty Virginia Beach, VA

deedee@bluskyyrealty.com

http://DJonesRealEstate.com

djoneshomes@gmail.com

Chesapeake Public Schools Bus schedule


I have three kids and I am not ashamed to admit I absolutely can not wait until school starts.


We live in the Battlefield Greenbrier section of Chesapeake Virginia and my children attend three different schools so bus timing is important to me.


Chesapeake Public Schools has published the 2011 Bus Routes List. you can access it thru this link: Chesapeake Public Schools Bus Routes 2011



All though I can bet that buses will be late or (one year it never came) when it does show up I will jump for joy when I see that big yellow bus! I may even buy a present for the bus driver!

It has been a long hot summer and we went on an awesome vacation but it is definitely time for all people in my home under 18 to be back in school!

Chesapeake Public Schools students start school Sept 6th.

BRIGHT AND EARLY!!!!!!!!!!!!

"I can dream alone, build alone and strive alone, but true success always requires the help and support of others. Please send me your referrals."


Visit my website today, The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones

Associate Broker

Blu Skyy Realty Virginia Beach, VA

deedee@bluskyyrealty.com

http://DJonesRealEstate.com

djoneshomes@gmail.com

Sunday, August 7, 2011

Short Sales from Chesapeake to Hampton! The Good, The Bad, and The Ugly!


FYI only,
Thinking of buying a short sale property in Norfolk, Chesapeake, Virginia Beach or Hampton?

Then you'd better understand what a short sale is, and what it will take to close that deal.

What's a short sale?

Generally, it's a sale where in the seller is selling the property for less than what is owed. And as such, the seller's lender will have to approve the sale, price, terms and conditions.
Who accepts the offer

The seller still decides whose offer to accept. Most lenders will only want to look at the best and highest offer. In multiple offer situations, highest offer doesn't always win -- which may be true with regular sales and foreclosures, too. The onus is on the seller to choose/accept the offer which has the best chance of getting approved by the short sale lender.

What are the terms and conditions that a short sale lender is likely to approve/disapprove?

Every short sale lender is different. But there are certain elements that are quite common.

Price. An offer that is too low or below the investor guidelines is likely to be rejected or countered. Just because it's distressed or a short sale doesn't mean the buyer can get it with a significantly low-ball offer. You can deal, but not steal.

Find out how much is owed and to whom, check the comps in the area. Then go from there.

Close of escrow: For example, when the short sale lender grants approval, the lender typically sets an aggressive closing date, usually within 30 days. This makes it challenging for an offer with FHA loan and its 45 days or longer escrow period.

HOA (homeowners Association, Condo, Coop, or Property Owners Association): The lender may also refuse to pay for HOA documents, fines and delinquent fees. If the seller is delinquent, buyer (and seller) may be requested for a contribution to satisfy these demands.

Credits: The lender may also refuse to give credits for closing costs, repairs, replacement and/or warranty.

What does the buyer need to know to buy a short sale in Hampton Roads cities?

Who is the lender? Some lenders are a lot harder to work with and may take longer than others to approve a short sale, while other lenders (like Wachovia) have a good track record of closing short sales.

How many liens are there, and are they by the same lien holders? Having one lien holder is tough enough. Having two is tougher. But when there are different lien holders, it can become extremely difficult to negotiate the short sale.

Liens against the property can be by anyone besides the banks: utility companies, the IRS, mechanic's liens. Each one of these has a claim against the property and has to be satisfied. If the seller is totally insolvent, the bank may need to offer payouts to these lienholders who may refuse or negotiate for more.

DOES THE AGENT HAVE SHORT SALE EXPERIENCE?

It makes a world of difference to work with a listing agent who has a track record of successful short sales. That agent knows what to do, and can avoid pitfalls and delays in the process.

By the same token, the buyer's agent must also have short sale experience to guide the buyer how to write an offer with a good chance of getting the short sale accepted and approved. I can help you navigate thru the short sale maze.

What notices has the seller received?

Notice of Default?

Notice of Trustee Sale? If the seller is just days away from being foreclosed, there may not be enough time to do a short sale.

Inspections and reports. If there are none, by all means, get them during your buyer investigation contingency period. With so little room to negotiate, the buyer must have all pertinent information to determine if he is getting a good value with the purchase.

Condition of the property. If there are safety hazard issues, the buyer may be able to justify asking for credits or repairs for a loan to be approved. For example, lenders and their appraisers may look for a functional kitchen which generally means having a working stove. There must also be a functional heating system.

How long will it take to get a short sale approved?
There is no one answer to this question. It's not unusual to wait 3-6 months, or even longer. It all depends on the lender, the situation, the market, the completeness of the short sale package, the willingness of all parties to negotiate and/or contribute. This where one must have patience, persistence and perseverance.

Can a buyer continue to look and write offers on other properties?

A buyer can...but this could also mean that the buyer was not acting in good faith when he wrote the offer on the property.

Good faith is defined as: Effort made, information given, or transaction done, honestly and without a deliberate intention to defraud the other party. However, good-faith does not necessarily mean "without negligence:. Also called bona fides, it is implied by law into commercial contracts.

Can a buyer walk away?


After offer acceptance: Like any sale, there are contingency periods after acceptance (or approval by the short sale lender) during which time the buyer is expected to do his due diligence in terms of buyer investigation, loan appraisal and loan approval.

Before offer acceptance: In several states, a buyer can stipulate how long his offer is good for.

For example, in Virginia and per our short sale addendum, the buyer can specify that his offer is good for 45 days or longer from the time the seller accepts his offer until the time the short sale lender approves the short sale. If no approval is forthcoming, the buyer's offer expires and then the buyer can move on.

There are NO guarantees. If you need closing cost assistance this can be tricky because there is no equity in the property to negotiate this. it will boil down to whether the current bank will give you money towards closing cost. Sometimes they will and sometimes they will not. And lets not even talk about repairs!!!! The property will have to at least meet minimum standards to make value for the appraisal. The seller will usually already be cash poor creating issues with negotiating repairs.

Now for the Pros:

If the short sale closes it can be the best deal on earth! If you are not in a rush you can pursue a short sale and usually buy a home in an area you normally would not qualify for. Accompanied by todays low interest rates it can be the deal or steal of a lifetime!!!

Buyers: FREE Access to Home Listings, FREE 2-10 1yr Home Warranty plan, FREE Home Buying Consultation, FREE Transaction Coordination, FREE Tours of Homes. Buyers receive and Sellers offer 1 MONTH FREE Cox Bundle Package. Sellers: Ultimate Marketing Package to get your home SOLD!

Contact me Today,
Deandrea "Dee Dee" Jones
Sales Manager Associate Broker
Blu Skyy Realty
ph:757-831-8294
fx: 866-721-3135
www.DJonesRealEstate.com
blog: DJonesRealEstateBlog.info

Tuesday, August 2, 2011

10,000 jobs to come to Newport News to Hampton Virginia! Need a Job!



With the economy still in shambles most of us know someone looking for a job.

Do you know anyone who needs a job? Are they willing to move to Hampton Roads Newport News to Virginia Beach and work at a naval shipyard. Then this program may be for them.

Huntington Ingalls naval shipyard is known as a large refuel-er and supplier of nuclear powered air craft carriers and servicer and builder of submarines. Currently employing 20,000 it is one of the areas largest employers.

Huntington Ingalls Industries Inc. announced they are expecting
to hire around 10,000 more people over the next five years but it
could hire up to 15,000, according to a Huntington Ingalls spokesperson.

In 2011, the company will hire about 2,000 people, including 1,500 trade or
craft workers and 500 salaried employees.

About 20 percent of the shipyard's workforce, or 4,000 employees are
eligible for retirement, according to Christie Miller with Huntington
Ingalls.

Hiring is underway now because of the number of people leaving for one
reason or another. Miller said some workers are retiring and others are
pursuing new careers.

Miller said the company has stringent requirements and they are having a
hard time finding qualified candidates. Many of those hired will need to get
a security clearance from the U.S. government, undergo a background check
and take a drug screening test.

In addition, the company is trying to figure out how to transfer the skill
sets of veterans who are moving toward retirement to new workers coming up
behind them.

Huntington Ingalls spends more than $50 million a year in training costs,
due to the exacting nature of the work.

The company also has an apprentice school, which recently celebrated its
92nd anniversary. Roughly 2,400 of its graduates are in the yard's
management ranks, Huntington Ingalls reported.

The shipyard also plans to engage with "the supply side" as part of an
effort to groom job candidates. For example, they will recruit exiting
military personnel and get more involved with those who are leaving the
military. The shipyard is also working to align itself more closely with
community colleges and trade schools.

Through a program called "Career Pathways," the company is reaching out to
elementary, middle, and secondary schools, to open up students to career
alternatives that don't require a college degree.

To learn more information about careers at Huntington Ingalls, visit
http://www.huntingtoningalls.com/careers/

Since Nuclear power will probably be around for awhile this may be a great career for those interested.

Base is located in South Newport News near Hampton and is a short commute from North Suffolk, North Portsmouth, and West Norfolk.

If you are in Hampton Roads, Southern Virginia Cities: Chesapeake, Hampton, Newport News, Norfolk, Portsmouth, Smithfield, Suffolk, Williamsburg, York County. Join the Group, http://activerain.com/groups/hamptonroads

"I can dream alone, build alone and strive alone, but true success always requires the help and support of others. Please send me your referrals."

Visit my website today, The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones djoneshomes@gmail.com

Associate Broker Blu Skyy Realty Virginia Beach, VA

http://DJonesRealEstate.com

Monday, August 1, 2011

Attention Virginia Beach Hampton Roads Homebuyers VHDA loan changes 2011


VHDA is pleased to announce an increase in maximum income limits, making
it possible for more first-time home buyers and anyone who has not purchased in last 3 years to qualify for a VHDA loan.

Income limits increased in all areas of Virginia.
In Hampton Roads: Now for a family of 2 or less if you have a household income of $79,600 (up from $71,000) and for a family of 3 or more the house hold income increases to $92,200 (up from $80,000).

For home buyers who meet this income limit, a Home buyer Education class and other documentation requirements would be required to qualify.

VHDA mortgages offer an affordable fixed rate usually at a minimum 3.5% down payment and for those that qualify for a VHDAPLUS loan this can help you with the down
payment requirement. For more info on locating a VHDA lender and loan guidelines give me a call asap.

Buyers: FREE Access to Home Listings, FREE 2-10 1yr Home Warranty plan, FREE Home Buying Consultation, FREE Transaction Coordination, FREE Buyers Representation Service, FREE Tours of Homes. Buyers receive and Sellers offer 1 MONTH FREE Cox Bundle Package. Sellers: Ultimate Marketing Package to get your home SOLD!

If you are in Hampton Roads, Southern Virginia Cities: Chesapeake, Hampton, Newport News, Norfolk, Portsmouth, Smithfield, Suffolk, Williamsburg, York County. Join the Group, http://activerain.com/groups/hamptonroads

"I can dream alone, build alone and strive alone, but true success always requires the help and support of others. Please send me your referrals."

Visit my website today, The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones djoneshomes@gmail.com

Associate Broker Blu Skyy Realty Virginia Beach, VA

http://DJonesRealEstate.com

Saturday, July 9, 2011

Chesapeake Real Estate: Free Home Buying class with Lunch



FREE Home buying Classes for first time home buyers in Hampton Roads, VA!!!!!!!!

Sat July 16th 9-2pm- LUNCH INCLUDED -

Greenbrier Chesapeake Library Meeting Room

1214 Volvo Parkway, Chesapeake, VA 23320


Come learn about the buying process from beginning to end. There will be a loan officer, a real estate agent, a home inspector, and a title agent, on hand to give you valuable information and answer your questions.

If you are serious about buying a home in 2011 then this class is designed for you. Find out how to get preapproved to buy, how to make an offer, and what to expect in the closing process.

A pizza lunch is included!

Call, text, or email TODAY to RSVP, leave name and phone number.

Must RSVP to Dee Dee Jones 757-831-8294 call, text, or email djoneshomes@gmail.com

Wednesday, July 6, 2011

Chesapeake Real Estate: Do you know the difference between personal property and a fixture.



This post was inspired by Tim Brown's post Hey That's coming with Me!Thanks for sharing Tim, buyers and sellers often do not understand the difference between personal property and fixtures. They often want to keep items that are sentimental to them and don't understand why it does or shouldn't transfer. When I am working with a seller it is best to address issues of fixtures vs personal property up front. I tell my sellers - if you want it remove it or replace it before we list. I know it sounds simple but sometimes buyers will ask for some personal item furniture, art work, and nowadays flat screen TVs are often requested in an offer. So what do you do as a seller expect the off the wall request but you do not always have to give in. I advice my buyers to ask if they want but to be prepared if they are told H%#@ No! Sometimes it is matter of negotiations, or error, and sometimes its stupidity.

Wikepedia's Definitions- A fixture is a legal concept that includes any physical property that is permanently attached or fixed to real property. If the property is not affixed to real property it is considered chattel/ Personal property. Chattel or personal propertyis converted into a fixture by the process of attachment. Most states look at the method of how a fixture is attached and the intention between the parties as the greatest test of whether an item is a fixture. However if it was not clearly defined in the contract the purpose of the item and degree of attachment will usually be deciding factors.

So if you own wood and nails and its sitting on the side of your house, you might consider it personal property. The buyer may ask for it to transfer so they can build a fix - annexing (using) the wood and nails now makes it a fixture.

This may be easy to see but sometimes the buyer and seller have different intentions. Buyer sees a nice mirror bolted down and attached to wall in living room and doesn't note in contract and is mad when at walk thru there is a white wall with holes. If not specified upfront an issue will arise. What was intention? What was method of attachment?

Seller wants to take new washer and dryer with them. Since buyer just put washer and dryer to transfer on contract seller switches out with old model before walk thru. Buyer has a fit at final walk thru because they are expecting the washer and dryer that was there when they wrote contract and refuses to close. This will be an issue. What do you do?

I once had a seller remove all the toilet paper holders and all the towel bar racks. What was the intended use? and method of attachment?

Buyer sees a nice chandelier in dining room and wants light fixture to transfer and seller sees heirloom from grandma they want to take with them. Existing Light fixtures to transfer was written and agreed to in contract. Seller removes light fixture before closing. This is an issue? How should it be remedied???

So as you see this is not always clear to buyer and seller. If you use a good agent the problem can usually be avoided and if it arises it usually can be remedied quickly.



If you are in Hampton Roads, Southern Virginia Cities: Chesapeake, Hampton, Newport News, Norfolk, Portsmouth, Smithfield, Suffolk, Williamsburg, York County. Join the Group, http://activerain.com/groups/hamptonroads

"I can dream alone, build alone and strive alone, but true success always requires the help and support of others. Please send me your referrals."

Visit my website today, The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones djoneshomes@gmail.com

Associate Broker Wainwright Real Estate Virginia Beach, VA

Certified Real Estate Instructor Millennium School Of Real Estate

http://DJonesRealEstate.com

Friday, July 1, 2011

Forclosure Help this may be your answer!

I received this info from one of my trust worthy loan officers. I am often called to hear stories of job loss, divorce, and I hate being unable to help. I dislike the most hearing stories of people loosing there homes. If you are going in to foreclosure look for help it may be out there. Here is one program to take a look at.

Hud's EHLP -Eligible Homeowners Loan Program

The U.S. Department of Housing and Urban Development (HUD), in
conjunction with Neighbor Works(r) America, launched the Emergency
Homeowners' Loan Program (EHLP) to help homeowners who are at risk of
foreclosure in 27 states across the country and Puerto Rico. This program was launched 6/21/11.

Under HUD's EHLP guidelines, eligible homeowners can qualify for an interest
free loan which pays a portion of their monthly mortgage for up to two
years, or up to $50,000, whichever comes first.

How does it work with any program you must meet specific guidelines and there are many rules:

The EHLP loan is secured by a junior lien against the approved homeowner's
principal residence, and is forgivable over a 5-year principal reduction
period, as long as the assisted borrower remains current in their monthly
mortgage payments and meets other program requirements.

"It's important to remember that applicants must meet strict criteria for
this program," said Kelly Gill-Gordon, VHDA Home-ownership Education Program
Manager. "These criteria include being at risk of foreclosure due to
involuntary unemployment or underemployment, a reduction in income, and
being three months behind on your mortgage. Local counseling agencies across
Virginia will be administering this program, and qualifying applicants will
be placed in a lottery for available funds. All program details can be found
at the program's website, FindEHLP.org."

HUD's EHLP funds will pay a portion of an approved applicant's monthly
mortgage including missed mortgage payments or past due charges including
principal, interest, taxes and insurance. The HUD program is expected to aid
up to 30,000 distressed borrowers nationwide, and approximately 1,200 in
Virginia.

The program is now available and the deadline is July 22, 2011. Homeowners
are encouraged to submit their information now to find out if they qualify
for this new mortgage assistance program, and learn more about other options
available to them.

Congress provided $1 billion dollars to HUD, as part of the Dodd-Frank Wall
Street Reform and Consumer Protection Act, to implement the program. HUD's
EHLP funding is a complement to the Hardest Hit Fund which makes available
$7.6 billion to 18 states and the District of Columbia that were hardest hit
by the housing crisis.

Contact information for participating agencies, the Pre-Applicant Screening
Worksheet and more information on HUD's EHLP assistance and its eligibility
requirements can be found at www.FindEHLP.org
or by calling toll
free at 855-FIND-EHLP (346-3345).

It is to early to see the pros and cons of this program but If you are looking for an option feel free to call the contacts above for more EHLP info.



If you are in Hampton Roads, Southern Virginia Cities: Chesapeake, Hampton, Newport News, Norfolk, Portsmouth, Smithfield, Suffolk, Williamsburg, York County. Join the Group, http://activerain.com/groups/hamptonroads

"I can dream alone, build alone and strive alone, but true success always requires the help and support of others. Please send me your referrals."

Visit my website today, The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones djoneshomes@gmail.com

Associate Broker Wainwright Real Estate Virginia Beach, VA

Certified Real Estate Instructor Millennium School Of Real Estate

http://DJonesRealEstate.com

Monday, April 11, 2011

Hampton Roads Forclusures in good condition!


Is it me or are Foreclosures looking cleaner, nicer, more complete, and better these days!!!!

I once went into a foreclosure in Chesapeake, VA that had been stripped of everything including the toilets. The previous owner had even took the gas fireplace inset out of the house. It was a gorgeous home completely scalped. I once saw a Norfolk foreclosure that had paint poured in the toilets and over every corner of the home.

Lately, the last few foreclosures I have shown have been immaculate in all Hamprton Roads cities. From Suffolk to Hampton. New paint, New floors, I just saw one with new everything, new landscaping, and new appliances. Banks are realizing they do not want there inventory to sit. They are trying to attract the best offers.

In my area with an abundance of Military and FHA Buyers the home has to meet minimum property standards for the deal to fly. Every buyer is not willing to do a Rehab loan and banks are just now catching on recognizing this and are finally stepping up to the plate. The prices are still great and now with good condition these homes are an amazingly good deal! I always tell my buyers to remember certain homes can only be sold with certain loans. It is great to see more options for buyers putting less than 5% down.

If you are a buyer contemplating jumping into this market do not hesitate. There are some great deals to be had. Call me and I can help get you started!



If you are in Hampton Roads, Southern Virginia Cities: Chesapeake, Hampton, Newport News, Norfolk, Portsmouth, Smithfield, Suffolk, Williamsburg, York County. Join the Group, http://activerain.com/groups/hamptonroads

"I can dream alone, build alone and strive alone, but true success always requires the help and support of others. Please send me your referrals."

Visit my website today, The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones djoneshomes@gmail.com

Associate Broker Wainwright Real Estate Virginia Beach, VA

Certified Real Estate Instructor Millennium School Of Real Estate

http://DJonesRealEstate.com

Thursday, March 31, 2011

Virginia Beach Real Estate Education Licensing, CE, PL, and Seminars


April Xtreme Agent Training Licensing, PL, CE, and Seminars

New Agent Licensing
Millennium School of Real Estate's Schedule offers our students new and exciting options to help you obtain your license and plan your new career!

Our next Day class starts April 4th, 2011 ( 4 weeks). Our next Evening class starts on Monday April 18th, 2011 (6 weeks).

Call 436-4336 or text Mia at 761-6611!


Paperless Office - How to work

with DocuSign Management



Kenny Letner is the Nationally Certified Trainer



April 19, 2011

Tuesday, 9am - 12:00pm



This Seminar will cover:

- E-Signatures

- E-Records

- How to get Organized

- Programs that work w/Cloud Technology

- How to use & set up programs

3 hours of CE, PLE, or Broker Management Credits

Click here to RSVP

Cost: $20.00

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new class



How can Gmail make your life easier?



April 21, 2011

Thursday, 9am - 11:00am



- have your own domain email address

- pop your email through one portal

- syncs with Outlook

- sync with your cell phone

- allows you to be virtual

Cost: No Charge Bring Your Laptop!

Call to RSVP - class too new, not on website

757-436-4336, or text 761-6611 for your RSVP

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Broker Classes - Classroom



Broker Law - April 4 - April 27, 2011

Monday & Wednesdays



Find out why our classes continue to grow! This course is about the structure of Law and how it relates to our everyday decisions in real estate. Although Law may be boring to some, you have to check this course out...we have mock mediation and arbitration panels...come join the fun and get the experience of a lifetime!



Real estate agents interested in receiving their broker's license must meet the following requirements:

•• Actively engaged as full time real estate agent for 36 consecutive months (you may start taking your courses during this same 36 months).
•• Successfully completed four 45 hour courses in subjects such as brokerage, real estate law, real estate finance and real estate appraisal or other related approved subjects.
•• Pass the PSI exam to become a broker.
•These classes are countable forever so long as you can prove you have completed the course.
Cost: $299.00 - No extra charge for textbook. Best Value in town.

Click to here to RSVP

Don't wait, call today! We look forward to hearing from you!

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PSI Cram for Brokers & Pre-Licensees

April 12, 2011, starts at 9:00am

If you, or you know someone who is having a hard time passing the Broker's PSI exam or the Salesperson's PSI exam... please recommend them to this course. We have an outstanding success rate!



This is not a mandatory class and receives no credit, however, this is the class to help give you the basics to pass the brokers PSI. The class goes over the basic National and State real estate definitions and laws that will appear on the PSI. The brokers PSI is very similar to the salesman's PSI and this will give you the review on information you already knew, but don't use daily and have long since forgotten.



Cost: $79, if you have not taken all four broker's classes with Millennium.

Click here to RSVP



Book is sold separate: $40.00

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How to Sell & Buy HUD Homes



April 26, 2011

Seats fill Quickly - Please RSVP soon



Tuesday, 9am - 12:30pm



A service provided to our real estate community.

Presented by: Susan Jenkins, w/Native American Group Realty

Cost: No Charge

Call to RSVP - date not on website

757-436-4336 or text 761-6611 for your RSVP - we need your name and email address.

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Online Education



Post License (PL)

New Agent

•30 Hr Mandatory & Elective PL
•15 Hr Mandatory PL
•15 Hr Elective PL
Continuing Education (CE)

•8 Hr Elective
•8 Hr Mandatory
•16 Hr Mandatory & Elective
•8 Hr Broker Management (for brokers only)
Individual CE Courses

Electives

•3 Hr Real Estate Finance
•3 Hr Technology
•2 Hr Business Planning
Mandatory

•3 Hr Ethics & Standards of Conduct
•2 Hr Fair Housing
•1 Hr Legal Updates & Emerging Trends
•2 Hr Real Estate Contracts
•1 Hr Agency Law
Principles of Real Estate is also offered online.


















Please visit our website often for new dates and times of classes offered throughout the year!



4176 S. Plaza Trail, Suite 217 Virginia Beach, VA 23452 757-436-4336

www.WeTrainProfessionals.com

Tuesday, March 29, 2011

Chesapeake Home Sellers and FSBOs it's time to Declutter and Stage!

If you are ready to sell this Spring or Summer it is time to start thinking about de-cluttering and staging. Since it is time to Spring clean anyway why not start now!. Here is good info for you passed on by THE HAMPTON ROADS REAL ESTATE LADY!

Via Patricia Kennedy (Evers & Company Realtors):

You really think buyers will use their imaginations when they see your cluttered or unstaged house?

Well, some might. In fact, there are some buyers who actually seek out these diamonds in the rough. They are usually shrewd professionals looking for something to buy cheap, then fix up, stage, then resell for top dollar.

But your buyers who are looking for their Dream House are in a whole other category. While their agents may be able to spot a great home that, with a little elbow grease or great decor could be fabulous, many buyers looking for the place they are going to live and plant rose bushes and have a great life - well, they usually need a little bit of help.

They are looking for something that is staged to sell.

Buyers often select homes the way we select our mates. It's pheromones. They feel an actual physical attraction to the home they choose. And like people, it's easier for a house to become the object of one's affections if it shows well.

This post was actually inspired by a showing I had last week. Some things about the house were terrific. Some were not.

It was most certainly not cluttered. In fact, it was totally empty.

The rooms were large and sun-filled. It had a living room with a pretty fireplace mantel. There was a huge family room addition with cathedral ceilings, a large screened in porch, and a nicely landscaped fenced back yard.

But there were two negatives. The kitchen was re-done in the early 1980's, when white formica countertops were the rage. And even though it was huge and quite well laid out, my buyer had a hard time imagining what she'd do with it. And the place was completely unstaged, making it hard to appreciate the vast spaces or imagine how to use all the room. It was an overwhelming expanse of beautiful hardwood floors.

Then yesterday we looked at a place inhabited by a seller who was reasonably tidy with pretty nice taste in furnishings. But it looked lived in. It was still very much the seller's house. It also could have used some emptying out, a coat of fresh paint, and a hardwood floor refinish. It wasn't bad. It just wasn't quite there.

The point is, these buyers just couldn't get her arms around either place. They didn't call out to, "BUY!!!! ME!!!!!"

I'll give them credit. They are making the attempt - something a lot of buyers just don't do anymore.

And if it's hard to fall in love with an empty house that is spotless, or a lived-in home that falls short of zen, one that is cluttered with housitosis is even harder to sell - at least to buyers looking for a home to live in.

As I write this, I look around my own house, which I'm planning to put on the market in the near-ish future. And it's going to take a huge amount of work to get it ready for prime time - so much that I'd be mortified to post the "before" pictures. But it will be worth the effort to live like a compulsive zen minimalist neatnic for a while. When I sell, my home will certainly be staged to sell!

Perhaps I should begin now! Time to empty that kitty litter box!

Buyers are becoming spoiled by all of the great stagers out there!






"I can dream alone, build alone and strive alone, but true success always requires the help and support of others. Please send me your referrals."

Visit my website today, The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones djoneshomes@gmail.com

Associate Broker Wainwright Real Estate Virginia Beach, VA

Certified Real Estate Instructor Millennium School Of Real Estate

http://DJonesRealEstate.com

Wednesday, March 9, 2011

Chesapeake Real Estate FHA Buyers and Refi's beware of 2011 loan changes


FHA Changing Monthly MIP rates...effects Purchases and refis...Again

I keep telling my loan officers, don't nobody bring me no bad news!!!!!! then I get this info today!

Provided from Brandon J. Blalock, Senior Mortgage Loan Officer McLean Mortgage Virginia Beach, VA

Here we go again! The last increase took us from 0.55% to 0.90% (annually) on a 30 year fixed with 3.5% down. This next increase is an across the board 0.25% increase, so this will take us from 0.90% to 1.15% on a 30 year fixed.

What does this mean in terms of your monthly payment?
For each $100,000 borrowed on an FHA loan, your monthly payment will increase by $20.83.
Why is this increasing?
The word is that the FHA reserve fund continues to head in the wrong direction and they will continue to make these types of course corrections until they stop the bleeding.

How can I avoid this increase?
There is still time to avoid the increase. You will need to obtain an FHA case number on or before April 17, 2010. That means that you will need to determine which property you are purchasing prior to that to avoid the increase -

or if you are refinancing, you will need to start the process and have your lender order a case number before this date.

If you need more info on how to qualify before the change, give me a call!

Call me if you know someone who needs to buy, sell, or rent!

Buyers: FREE Access to Home Listings, FREE 2-10 1yr Home Warranty plan, FREE Home Buying Consultation, FREE Transaction Coordination, FREE Buyers Representation Services, FREE Tours of Homes. Buyers receive and Sellers offer 1 MONTH FREE Cox Bundle Package. Sellers: Save up to 1% in commissions!

Contact me Today,
Deandrea "Dee Dee" Jones
Associate Broker
Wainwright Real Estate
ph:757-831-8294
fx: 866-721-3135
www.DJonesRealEstate.com
blog: DJonesRealEstateBlog.info

If you are in Hampton Roads, Southern Virginia Cities: Chesapeake, Hampton, Newport News, Norfolk, Portsmouth, Smithfield, Suffolk, Williamsburg, York County. Join the Group, http://activerain.com/groups/hamptonroads

"I can dream alone, build alone and strive alone, but true success always requires the help and support of others. Please send me your referrals."

Visit my website today, The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones djoneshomes@gmail.com

Associate Broker Wainwright Real Estate Virginia Beach, VA

Certified Real Estate Instructor Millennium School Of Real Estate

http://DJonesRealEstate.com

Thursday, March 3, 2011

Williamsburg, VA Events Free Busch Garden passes to 5 and under


Register Today for a FREE preschool pass to Busch Gardens good for kids 5 and under. go to http://Buschgardens.com/va to register and then click on special offers.

Print your voucher online and to redeem your voucher for your free ticket you will need to bring the voucher and a certified copy of your child's birth certificate to the front gate ticket window and you will be given a pass good to September 5th, 2011.

Pass is good at Busch Gardens Williamsburg only.

Park is promoting the new Sesame Street themed play land called the Forest of Fun. Filled with characters from Sesame Street and kids sized activities to entertain little people.

Don't miss out on your free ticket!!! This info provided by Dee Dee Jones The Hampton Roads Real Estate Lady http://DjonesRealEstate.com Wainwright Real Estate Virginia Beach, VA.

Saturday, February 19, 2011

Norfolk Real Estate listings How to Kill three birds with one Stone



Its been so cold for so long that to see some sun shine and a little warmth has kicked me in to early SPRING FEVER! My plan is to kill to birds with one stone!!!

I need to desperately shed the winter weight and I need to farm my real estate neighborhoods. Deliver open house notices, market to my farm communities, deliver postcards, newsletters, and flyers.

My Plan is to start walking my neighborhoods and to hand deliver the stuff I would normally mail. I think the postage savings would make it three birds. And instead of just the water bottle, I would probably have a bag or brief case with my giveaways!!

I will be sure to ditch my heels and boots for a pair of walking shoes!

Real Estate Professionals and For sale Buy Owners What is in your spring marketing plan?

If you are in Hampton Roads, Southern Virginia Cities: Chesapeake, Hampton, Newport News, Norfolk, Portsmouth, Smithfield, Suffolk, Williamsburg, York County. Join the Group, http://activerain.com/groups/hamptonroads

"I can dream alone, build alone and strive alone, but true success always requires the help and support of others. Please send me your referrals."

Visit my website today, The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones djoneshomes@gmail.com

Associate Broker Wainwright Real Estate Virginia Beach, VA

Certified Real Estate Instructor Millennium School Of Real Estate

http://DJonesRealEstate.com

Monday, February 14, 2011

Calling Closet Bloggers to Virginia Beach Real Estate School



Im calling out all Closet Real Estate Bloggers! Do you read post and never comment? Do you log in and never post? If you answerd yes....

You are Invited to Attend Real Estate Blogging 101, This class was written for Real Estate Professionals lenders, investors and real estate vendors.

Date: Tuesday February 22nd Time: 1pm-3pm
Cost: $20.00

Location:

Millennium School of Real Estate
4176 South Plaza Trail
Suite 217
Virginia Beach , Virginia 23452


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The purpose of this class: Is to give you a thorough understanding of What a Blog is, its origin, its benefits as a marketing tool, its formatting requirements, and information on not only how to manage and implement a blog but what and how to post so that you can decide if Blogging is something you would want to implement into your 2011 marketing plan to help you generate real estate business and help you brand your name.

I HOPE TO SEE YOU THERE!

Register by calling 757-436-4336 or go online to http://xtremeagenttraining.com



If you are in Hampton Roads, Southern Virginia Cities: Chesapeake, Hampton, Newport News, Norfolk, Portsmouth, Smithfield, Suffolk, Williamsburg, York County. Join the Group, http://activerain.com/groups/hamptonroads

"I can dream alone, build alone and strive alone, but true success always requires the help and support of others. Please send me your referrals."

Visit my website today, The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones djoneshomes@gmail.com

Associate Broker Wainwright Real Estate Virginia Beach, VA

Certified Real Estate Instructor Millennium School Of Real Estate

http://DJonesRealEstate.com

Wednesday, February 9, 2011

Hampton Roads Are you ready for Virginia's Evolving Foreclosure Crisis?



I drove from Chesapeake, VA to Isle of Wight, VA yesterday and I have never seen such an abundance of for sale signs. There were signs from real estate companies I have never heard of and as I drove up and back I wondered How are these agents holding up and are they prepared for this 2011 market?

Realty Trac and H.O.M.E. Housing Opportunities made Equal put out a report on Virginia's Evolving Foreclosure Problem. At first glance I realized the study was heavily weighted on Northern Virginia Rural vs Urban areas but as I kept reading it became clear that even Southern Virginia is not safe from this foreclosure crisis.

I have been an agent for 15 years licensed in three states and I have seen my share of up and down markets. And as the saying goes "And this to shall pass"!!!! But the question after reading this report is "WHEN and ARE YOU READY."

The Key findings of the report are informational but slightly disturbing:



•In 2010, the largest increase in foreclosure filings occurred in rural Virginia (Do they mean Rural not big city Urban like Hampton Roads ) Rural is defined as less than 500 people per sq mile.

•Foreclosure filings eased slightly at the end of 2010, mostly because of moratoriums from large national lenders so they could sort out mortgage servicing issues.

But Without these moratoriums that were put in place, Virginia would have seen the largest number of foreclosure filings since the beginning of the Great Recession. That says a lot are they serious?

•Since 2006, there have been over 200,000 foreclosure filings in Virginia and more than 60,000 in 2010 alone. (I could tell this was a problem by the increase in REO, Bank foreclosure inventory in the MLS in 2009 to 2010.)

•Foreclosure rates in rural areas have nearly doubled since 2008, while rates in urban areas have remained fairly consistent because of moratoriums and short-sale approvals. (Rural vs Urban)

•High foreclosure volume has revealed some significant mortgage servicing issues. A survey of housing counselors has found significant servicing issues statewide. (Deed of Trust, Note, and recording issues)

•In 2009, nearly four out of every five mortgage loans were sold to an investor -the highest rate since at least 2004. Since 2004, more than sixty percent of mortgage loans have been sold to an investor within one year of origination.

-This further complicates the mortgage recordation process and may create mortgage servicing issues in the future that may lead to more faulty foreclosures.

So ok if these are the findings it is probably safe to say. That Southern Virginia sellers, buyers, agents, and the whole community is not safe from the evolving foreclosure crisis.

The report states that in 2006 and initial wave of foreclosures started because of inflated home sales. The next wave was fueled by high cost loans given to low income and minority communities. We also saw a host of exotic subprime loans, interest only, jumbos, stated income, etc.. take its toll on the market,. Now in 2011 we will face ARMs that will linger and keep resetting throughout 2011, foreclosures from the loan modifications that didn't/t work, and a wealth of other foreclosures.

To my fellow agents are you prepared. Have you brushed up on your short sale and foreclosure skills? Can you help a buyer identify a good deal from junk inventory and what best fits their needs ie; mortgage and loan requirement, criteria, area preference, etc.....Buyers you have to live somewhere, why are you not taking advantage of the super low interest rates and abundance of good houses for sale? Agents can you tell a seller were he can go get legal advice. Agents should never give legal advice. Are you familiar with free home counseling programs such as The Virginia Association of Housing Counselors, the Center for Housing Leadership, and the handful of knowledgeable real estate attorneys that really truly work on a buyers behalf? Are you a self deemed short sale guru and or a savvy REO, bank property expert. Sellers are you ready to do what it takes to sell, Patience and Performance. And if you can't wait do you have a plan B, C.

If you answered NO, then you should be prepared. Up into now you could avoid it rather easily. Agents often could focus on some other avenue of real estate, property management, new construction, etc... but as the report states; Foreclosures have now trickled down to every crevice and corner in Virginia. North, South, East, and West, Urban, and Rural. Rather you work with sellers or buyers you will sooner or later be affected. It is amazing if you go in to a restaurant you may over hear a conversation on a short sale or foreclosure situation, someone in your family may be or you may know someone going thru or coming out of a short sale or foreclosure situation.

If you answered yes are you prepared for what the future might hold. Are you looking ahead long term? What will happen in 5-7 years when a large part of the population will now have a history of a foreclosure or shortsales on their credit? And lenders may or may not loosen the credit criteria. Will we have to fight for ready, willing, and able buyers? What happens when the babyboomers do-ing reverse mortgages die off? How will that effect inventory? What happens when these loan modifications come to an end? Will we see even more foreclosures? I say Just be prepared for it all, But don't put your blinders on we are in for a lot of change, its going to happen. Can you stay grounded, positive, and educated? Are you Ready?



If you are in Hampton Roads, Southern Virginia Cities: Chesapeake, Hampton, Newport News, Norfolk, Portsmouth, Smithfield, Suffolk, Williamsburg, York County. Join the Group, http://activerain.com/groups/hamptonroads

"I can dream alone, build alone and strive alone, but true success always requires the help and support of others. Please send me your referrals."

Visit my website today, The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones djoneshomes@gmail.com

Associate Broker Wainwright Real Estate Virginia Beach, VA

Certified Real Estate Instructor Millennium School Of Real Estate

http://DJonesRealEstate.com

Friday, February 4, 2011

Virginia Beach February Real Estate Agent Training


Millennium has exciting news to share with you this year! If you take a qualifying class through our school, you will receive 16 hours of free CE correspondence (CE must be taken before December, 2013)!

This is our way of saying Thank You! For more details call 757.436.4336.


Upcoming Classes & Seminars For February:

Real Estate Broker Classes
Real estate agents interested in receiving their broker's license must meet the following requirements:

· Actively engaged as full time real estate agent for 36 consecutive months (you may start taking your courses during this same 36 months).

Next Class starts Monday February 7 - March 2, 2011 - starting with everyone favorite..... Brokerage!

Course Cost: $299.00(includes all books, this is the total cost of the class. No hidden fees )

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Classroom Continuing Education

February 8th - Mandatory starting at 9:00am CE 8 hours credit
February 10th - Elective starting at 9:00am CE 8 hours credit

each class is $59.00


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Real Estate Blogging 101 for CE- continuing Education or PL - post licensing credits-

Tues Feb 22, 2011 Time:1pm - 3pm $20.00

This class is designed for Real Estate Agents and Loan Officers, That need to know how to blog for business from A to Z. You will learn how to incorporate blogging in to your marketing plan and the history, purpose, and how to's of blogging.

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Property Management Boot Camp

Feb. 22 & 24 Time: 9am - 2pm
6 hours of CE Real Estate Elective credits
100 pages of class material
FREE lunch and beverages!
Just a few things you will walk away with:

The do's and don'ts of tenant screening, 28 Special fees you should be earning now as additional income, Ideas to decrease vacancy and turnover, Fair Housing risk reduce, Provide Owner's rent electronically

You will receive
Tenant Application
Your Own Management Agreement
ACH Rent Collections Form
Sample Letters to Problem Tenants
125 Page Notebook
Optional Flash Drive with all changeable forms

Cost: $199.00

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Jump Start - PL-post licensing 30 Hours (for those who need first renewal of real estate license)

The Jump Start program is designed for agents to become familiar with the basics of what to do and how to do it in their new chosen profession. This course is great for new agents but it can also be a great refresher course for those agents who want to sharpen their business practices.

· Lead Generation

· Qualifying Buyers & Sellers

· Contract Writing & Negotiating

· Listing & Buyer Presentations

· Advertising & Marketing

· Check Lists and much more

February 14 - February 22, 2011 9am - 12:00pm Cost $199

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PSI Cram for Principles and Broker classes


Feb 15th 9-3, (1.5 hour break total)

This is not a mandatory class and receives no credit, however, this is the class to help give you the basics to pass the brokers and salesperson PSI. The class goes over the basic National and State real estate definitions and laws that will appear on the PSI. The brokers PSI is very similar to the salesman's PSI and this will give you the review on information you already knew, but don't use daily and have long since forgotten.

Cost: $79, if you have not taken all four broker's classes with Millennium.

Free to Millennium potential Brokers who took all 4 class at Millennium.

Principle students should call for info

All others call for info.

Book is sold separate: $40.00 for all others




To register for any class go to http://xtremeagenttraining.com or call 757-436-4336



Millennium School of Real Estate

4176 South Plaza Trail
Suite 217 Virginia Beach, VA 23452

If you are in Hampton Roads, Southern Virginia Cities: Chesapeake, Hampton, Newport News, Norfolk, Portsmouth, Smithfield, Suffolk, Williamsburg, York County. Join the Group, http://activerain.com/groups/hamptonroads

"I can dream alone, build alone and strive alone, but true success always requires the help and support of others. Please send me your referrals."

Visit my website today, The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones djoneshomes@gmail.com

Associate Broker Wainwright Real Estate Virginia Beach, VA

Certified Real Estate Instructor Millennium School Of Real Estate

http://DJonesRealEstate.com

Monday, January 3, 2011

Happy New Year from my family to yours!


HAPPY NEW YEAR!

The starting of the New Year always gives us a time to reflect on the past and to set new resolutions for the coming year.

As a full time real estate professional my resolutions are as follows:

Continue enhancing my skills to better serve
my clients and customers.

Utilize my knowledge and experience to provide assistance.

Always maintain a reputation of honesty and integrity.

Dedicate and commit to being the best I can be.

Provide friendly and personalized service.

And to loose 20 pounds of course!

Should this New Year bring the desire or need to purchase or sell real estate, I sincerely hope that you will give me a call at 757-831-8294.



If you are in Hampton Roads, Southern Virginia Cities: Chesapeake, Hampton, Newport News, Norfolk, Portsmouth, Smithfield, Suffolk, Williamsburg, York County. Join the Group, http://activerain.com/groups/hamptonroads

"I can dream alone, build alone and strive alone, but true success always requires the help and support of others. Please send me your referrals."

Visit my website today, The Hampton Roads Real Estate Lady!

Deandrea "Dee Dee" Jones djoneshomes@gmail.com

Associate Broker Wainwright Real Estate Virginia Beach, VA

Certified Real Estate Instructor Millennium School Of Real Estate

http://DJonesRealEstate.com